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RCI Bank: Freedom Savings Account reviews

4.88
Based on 9,018 reviews, last reviewed 6th Mar 2026
164100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

RCI is not slow to increase the savings interest rates Pleased that RCI is not slow to increase the interest rate when the financial markets indicate that savings rates need to increase. Reviewed on: 6th March 2026
Ken M's avatar
Ken M

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (9018)

Satisfactory, straight forward online banking

4
The RCI website is easy to understand and I've never had any problems either depositing or withdrawing funds. Reviewed on: 18th March 2022

Good interest rate & the best online security

5
I held various "Freedom" accounts with RCI for around 10 years including with power of attorney for my late mother. Accordingly, my wife & I have just opened a joint account. Reviewed on: 18th March 2022

Excellent service

5
I love my account - good interest rates, instant access and the odd time I’ve needed help from customer service they were great. Reviewed on: 17th March 2022

Straightforward internet banking

5
Increased the interest rate automatically in line with base rate Reviewed on: 15th March 2022

Transfer money

5
The flexibility of being in this account enables me to transfer money quickly with the benefit of achieving a competitive interest rate Reviewed on: 13th March 2022

Excellent customer experience

5
Easy, good interest rates, excellent service Reviewed on: 12th March 2022

Good safe banking

5
Although interest rates have been very low, RCI have been amongst the top end for savers. With all the scammers about it is nice to know that the only way money can be removed from my account is directly into my current account. Reviewed on: 11th March 2022

Great savings account

5
Does exactly what you need from a savings account. Rewards existing customers not just new customers. Reviewed on: 10th March 2022

Great Interest rate

5
Held accounts with RCI for some time along with a number of other financial institutions. Following the 2 Bank of England base rate increases they are the only bank to have followed this up with increases in their rates. Bravo RCI. Reviewed on: 10th March 2022

Excellent customer service

5
I feel happy and secure that my money is with RCI Bank Reviewed on: 9th March 2022

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