Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.88
Based on 9,018 reviews, last reviewed 6th Mar 2026
164100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

RCI is not slow to increase the savings interest rates Pleased that RCI is not slow to increase the interest rate when the financial markets indicate that savings rates need to increase. Reviewed on: 6th March 2026
Ken M's avatar
Ken M

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (9018)

First rate service

5
Excellent banking service and convenient and accessible app. Highly recommended. Reviewed on: 3rd March 2022

A good and consistent customer service

4
The bank is normally competitive with their interest rates and, unlike some banks, they do not give preferential rates to new customers over existing customers. I don't have any problems in making contact with the bank and they do keep customers informed of any developments that we need to be aware of. Reviewed on: 3rd March 2022

Easy to use online account with competitive interest rates

5
RCI always proactively communicate by email and, most importantly, raises interest rates ahead of the competition! Bravo! Reviewed on: 3rd March 2022

So easy!

5
By far the easiest way to save, compared to other providers I've used in the past. Reviewed on: 3rd March 2022

Good reaction to interest rate rises

4
I ahve found RCI to react far quicker than othwer banks tom recent rate increases , however small so have recommended to others Reviewed on: 3rd March 2022

Reliable, innovative and quick to respond to changes.

4
Have been using RCI for savings for several years during which timr they have always been quick to respond to changes in interest rates and their rates remain at the upper end of those offered . Reviewed on: 3rd March 2022

RCI for Excellent Compassionate Speedy Service

5
Absolutely delighted with my dealings with, and service from, RCi Bank. Reviewed on: 3rd March 2022

Easy to operate

5
Easy to operate and a great rate of interest. Reviewed on: 3rd March 2022

Freedom to save and earn interest

5
Easily set up as a separate savings product, my branch cheque account used as a feeder account instead of their own pathetic deposit rate. The only account of mine to increase it's interest rate recently since I opened it in September 2019. The app is a bonus to have available on my smartphone too. That RCi Bank is regulated by the FCA was a factor in my choosing this online savings account. Reviewed on: 3rd March 2022

Good service

4
Only short wait for telephone response and helpful assistance. Reviewed on: 3rd March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 678 reviews
    RCI Bank
  • Fixed Term Savings Account

    from RCI Bank 4.88 from 3028 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products