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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.85 (9009 reviews)

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4.88

Based on 9,009 reviews, last reviewed 15th Feb 2026

81650% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Online Only I can't comment on customer service as I've never phoned RCI but I find the online portal very easy to use and the mobile app is super handy. The info... Read more Reviewed on: 15th February 2026

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026

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About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (9009)

Review of the RCI Bank, Freedom Savings Account:

Good interest rate for easy access.

Easy to use with a good interest. Reviewed on: 13th April 2025

RCI Bank has become my favourite savings platform.

RCI Bank has become my favourite savings platform. The website is a no-fuss, easy-to-navigate experience, and the telephone staff have always been polite and helpful. Furthermore, RCI is always the last bank to decrease interest rates and the first to raise them after Bank-of-England rate changes. I have recommended all three sons to save with RCI Reviewed on: 3rd February 2026

Very competitive rates, easy opening, simple app int...

Very competitive rates, easy opening, simple app interface, and great customer service Reviewed on: 3rd February 2026

Excellent service and great rates

Excellent service and great rates Reviewed on: 3rd February 2026

Refreshingly simple processes at a friendly bank.

I have had good experiences with RCI banking ranging from initially an excellent fixed term saving through to now the freedom savings account. Very prompt replies to messages I have sent using secure messaging. Reviewed on: 3rd February 2026

Very easy to navigate and access

Very easy to navigate and access Reviewed on: 3rd February 2026

IN praise of RCI.

It is comforting to be regarded as a client, rather than a statistic. RCI approach makes you feel that you are a member of the club even though you are only a small cog.The impression is you are as valued and receive the same accord as a major investor. Reviewed on: 3rd February 2026

Never a problem and good rates

Never a problem and good rates easy to use the smart online app Reviewed on: 3rd February 2026

I've had my Freedom account with RCI Bank for many y...

I've had my Freedom account with RCI Bank for many years and not once had a problem. The app is capable and intuitive and interest rates are competitive. Reviewed on: 3rd February 2026

RCI Bank--Simply the Best

Straight forward and very competitive interest rate with an easy-to-use banking website. Reviewed on: 3rd February 2026

Happy Customer

I've had my Freedom savings acct for several years now. The rate stays competitive and reasonable. Logging into and out of the account is very straight-forward and easy. Website graphics are simple and readable, while also conveying the information I need, like acct name and current balance, easy dropdowns for statements, transactions, interest, withdrawals. In my view, it is the best of the banking websites. Reviewed on: 3rd February 2026

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