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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Better interest rate on savings, quick access when n...

5
Better interest rate on savings, quick access when needed, and the app works well and is easy to use. Reviewed on: 11th March 2025

Very professional, great service.

5
Very professional, great service. Reviewed on: 11th March 2025

Perfect online banking

5
Easy on line banking - no problems setting up / closing accounts and transferring money. Easy and seamless. Great to still have 1 - 5 yr investment options. Good interest rates. Reviewed on: 11th March 2025

Good company who give a very good rate for savings!

4
Good company who give a very good rate for savings!! Reviewed on: 11th March 2025

RCi customer service support have been superb.

5
RCi customer service support have been very easily contacted and swiftly resolved my questions. Reviewed on: 11th March 2025

Excellent bank and service

5
We have several joint easy access and fixed rate savings with RCI and have never had a problem. Reviewed on: 11th March 2025

Great easy access account,good rates and very easy t...

5
Great easy access account,good rates and very easy to use. Love that you can access your money very easily and quickly. The app is super easy to use. I would highly recommend RCI Freedom savings accounts to anyone. Reviewed on: 11th March 2025

Very satisfied

5
Uncomplicated flexible deposit account, reasonable rate of interest, simple and clear website and app, very good telephone customer service Reviewed on: 11th March 2025

Limited knowledge of customer service.

5
I have never had to use their customer service phone numbers, the app does it all. I was pleased when they speeded up withdrawals. Reviewed on: 11th March 2025

Reliable, high-rate, easy-access savings - recommended

5
I've used RCI for around 10 years. They've consistently paid towards the higher end of interest available on an easy-access savings account (though not always the absolute highest) and the rate doesn't drop after a set period of time so there's less of a need to switch constantly. Access has always been reliable and the new website is great. Reviewed on: 11th March 2025

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