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RCI Bank: Freedom Savings Account reviews

4.88
Based on 8,946 reviews, last reviewed 3rd Feb 2026
78700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Service improving all the time. Service improving all the time. Don’t bombard you with unnecessary emails. Prompt response every time I have messaged them Reviewed on: 3rd February 2026
Izabel C's avatar
Izabel C

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
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plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (8946)

Great easy access account

5
I was after a saving account that I could still access with a decent interest rate and that's exactly what I've found. The initial set-up and app are very easy to use which is definitely a plus Reviewed on: 17th January 2022

very user friendly

5
RCI freedom savings account is very straightforward to set up. The app is very user friendly. Reviewed on: 17th January 2022

Easy to use and excellent customer service

5
I use my freedom savings account with RCI to save money for Christmas each year. It’s easy to access but not so easy that I can dip into it. Withdrawal takes 48 hours so there is no temptation to spend my savings on impulse. On the occasions I have needed to contact customer services I have managed to talk to a human and they have been very friendly and helpful. I would absolutely recommend this account for anyone wanting “easy access but not too easy access” savings Reviewed on: 17th January 2022

Excellent Bank

5
Easy to use, interest rates beat the high street and safe. All I want from a bank. Reviewed on: 17th January 2022

RCI Freedom Easy to access savings account

5
Incredibly user friendly savings account with no limit of additions or withdrawals. Website is clear & transfers are fast. Reviewed on: 17th January 2022

Excellent online bank

5
Very easy to transfer money in & out , Website excellent simple & straightforward. App also excellent Reviewed on: 17th January 2022

Excellent

5
Very satisfactory service since joining the bank. Reviewed on: 17th January 2022

Good but could be better

4
RCI I has a great account but the interest rate could do with being increased by say .1% Reviewed on: 17th January 2022

Simple and straitforward

5
the website is easy to use and the system works well. interest rates are reasonable, especially for an instant access account. Reviewed on: 17th January 2022

Good all round company

5
RCI are very proactive in their communication without being guilty of SPAM. They have a decent app that feels secure. Transactions are quick and easy and interest rates are competitive. I signed up with RCI because they were an award winner and I have been happy with RCI throughout my time as one of their customers. Reviewed on: 17th January 2022

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