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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

I'm very happy to be an RCI Bank customer.

5
I first opened an RCI Bank account in 2016 as yet another instant access account which paid interest at a reasonable rate. I was quite surprised when at the end of the year they didn't drop their rate as all previous banks had so I stayed with them and have been with them ever since. They are fair and their communications are excellent. I have no complaints whatsoever. Reviewed on: 11th March 2025

On-line works extremely well.

5
On-line works extremely well. Movement of money to and from the easy access account is rapid. Reviewed on: 11th March 2025

Excellence in everything.

5
Easy website to use and excellent service in a problem. Excellent interest rates too. Reviewed on: 11th March 2025

A template for Good Bank

5
I have found them very helpful and the web site is easy to use. And of course excellent interest rates Reviewed on: 11th March 2025

The whole experience is excellent.

5
The whole experience is excellent. The website is easy to navigate and process for deposit and withdrawal process is simple and effective by having only the one linked bank account. It's great to be notified when deposits reach the bank and when the withdrawals have been processed it helps keep a track of my finances. All in all a great bank to work with. Reviewed on: 11th March 2025

easy to manage and competitive rates

5
easy to manage and competitive rates Reviewed on: 11th March 2025

Everything is first class.

5
Everything is first class. Service and interest rates Reviewed on: 11th March 2025

Mobile app is really easy to use.

4
Mobile app is really easy to use. No issues with RCI. Reviewed on: 11th March 2025

Easy to use web site.

4
Easy to use web site. Useful payment scheduling. Reviewed on: 11th March 2025

Easy and proactive bank

5
Setting up the account was simple, as is the ongoing ease of access to my savings, contact with the bank and proactive communication concerning the best rates for my savings. Compared to many other financial companies I have engaged with over the years, RCI are a shining light! Reviewed on: 11th March 2025

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