Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Reliable, easy to use savings account

5
Easy to use online banking with clear interest rates and statement history. Quick and reliable replies by customer service team. Transactions easy to perform enabled by good webpage visualisation and access 24/7. Reviewed on: 11th March 2025

Great interest rates, even for existing customers

5
One of the best interest rates I could find and they make it competitive for existing customers, not just new customers, which I really appreciate. They're also good at communicating when interest rates change, and are good at responding to enquiries. Reviewed on: 11th March 2025

Great service

5
I've never had any problems. The staff are helpful and very pleasant to deal with. Reviewed on: 11th March 2025

I have been saving with RCI bank for some time now.

4
I have been saving with RCI bank for some time now. They offer good interest rates for an account with easy access options with no loss of interest. i am always informed of any interest rate changes promptly. Reviewed on: 11th March 2025

Sevice lkevel satisfactory

5
Customer service responsive and communication on bank changes in good time Reviewed on: 11th March 2025

App is very easy to use

5
App is very easy to use and never had a problem Reviewed on: 11th March 2025

Easy operation

5
It was easy to set up accounts, transfer monies, withdraw funds and getting a good interest rate Reviewed on: 11th March 2025

Always very knowledgeable and helpful

5
Always very knowledgeable and helpful Reviewed on: 11th March 2025

I’ve always had an excellent relationship with RCI b...

5
I’ve always had an excellent relationship with RCI bank . First class , trouble free, reliable service in administering my Freedom Savings Account and a very good rate of interest considering these uncertain times . Reviewed on: 11th March 2025

Top of the pops

5
Bang on service 100 percent - always prompt and great customer sevice Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products