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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to use online and effective communication

5
Easy to use online and effective communication Reviewed on: 11th March 2025

Ease of use.

5
I find all my interactions with my RCI account very easy and the movement of funds both in and out are efficient. Reviewed on: 11th March 2025

RCI for flexible savings

5
I use RCI for a flexible savings account. They always offer competitive interest rates, their app is easy to use and overall they offer a great service Reviewed on: 11th March 2025

A Great Savings Account.

5
Easy to use app, fair interest rates, easy to withdraw and superb communications. Reviewed on: 11th March 2025

My account is easy to access,and the interest rates...

5
My account is easy to access,and the interest rates are good Reviewed on: 11th March 2025

Why RCI is best

5
Interest rate excellent and every time I’ve contacted the bank I’ve had fast, excellent and friendly response: even when I’ve asked daft questions! I use other banks, but RCI has given me by far the best experience. Reviewed on: 11th March 2025

Excellent on line Bank

5
Very helpful and easy deposit and access your money. Reviewed on: 11th March 2025

The app rarely works for me sadly.

4
The app rarely works for me sadly. Numerous attempts to log on each time even though I am using the correct password. Website appears to work better. Would prefer a later cut off time for payments to linked accounts. Reviewed on: 11th March 2025

Easy to set up an and good administration.

5
Very easy to set up an account and good administration behind the scenes. No issues at all. Reviewed on: 11th March 2025

Very easy to use, always good rates of interest,

5
Very easy to use, always good rates of interest, paying in and withdrawing money is a simple process Reviewed on: 11th March 2025

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