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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Easy to deal with and understand

4
Easy to deal with and understand Reviewed on: 10th March 2025

Good savings rate and a simple to manage on-line acc...

5
Good savings rate and a simple to manage on-line account Reviewed on: 10th March 2025

Good interest rate with instant access

5
Interest rates are good, especially for easy access accounts. Knowing you can save with a good interest rate and your not penalised if you need to make a withdrawal Reviewed on: 10th March 2025

Great company

5
I have been using RCI for many years. Your communication is great and I feel my money is in safe hands. Reviewed on: 10th March 2025

A solid bank to look after my savings

5
I decided to use this bank for my savings. I have been very happy with the service provided and have had no problems at all since joining RCI. The interest rate is not as competitive as it once was but is still up there with some of the best on offer so I am happy. If I had to pick any negative, it would be that the withdrawal time i.e the time that it takes to transfer from my savings to my current account which is held with a building society, is slow compared to other banks. Nit picking really though because overall I am very happy. I’d give them a solid 9/10. Reviewed on: 10th March 2025

A bank that looks after my savings

5
They are always quick to raise the interest rate on savings accounts and not so quick to reduce it. Communication is clear and relevant and I am not bombarded with sales pitch. Reviewed on: 10th March 2025

Great all round service

5
I have called customer service on two occasions. My called was answered quickly and the operator was helpful and informative. The interest rates are competitive and the website is easy to navigate Reviewed on: 10th March 2025

My perspective of RCI

4
Service is good, no real need to contact them so don't know about customer service. Good communication, no need to worry where my money is Reviewed on: 10th March 2025

Good savings account easy to use website and app

5
Good savings account easy to use website and app Reviewed on: 10th March 2025

Interactive platform. Great experience

5
Brilliant experience. RCI bank make it a simple process to sign up and are great with customer support. Reviewed on: 10th March 2025

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