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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

71% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Beat bank

Spoke to customer service they were great Reviewed on: 10th March 2025

competitive interest rates and simple range of accounts

competitive interest rates and simple range of accounts Reviewed on: 10th March 2025

App is no good tried to pay money in.

App is no good tried to pay money in.and got sent back Reviewed on: 10th March 2025

Brilliant service

Always very pleasant to deal with. I have already recommendedteofrie dswhobith opened accounts Reviewed on: 10th March 2025

Easy to deal with and understand

Easy to deal with and understand Reviewed on: 10th March 2025

Good savings rate and a simple to manage on-line acc...

Good savings rate and a simple to manage on-line account Reviewed on: 10th March 2025

Good interest rate with instant access

Interest rates are good, especially for easy access accounts. Knowing you can save with a good interest rate and your not penalised if you need to make a withdrawal Reviewed on: 10th March 2025

Great company

I have been using RCI for many years. Your communication is great and I feel my money is in safe hands. Reviewed on: 10th March 2025

A solid bank to look after my savings

I decided to use this bank for my savings. I have been very happy with the service provided and have had no problems at all since joining RCI. The interest rate is not as competitive as it once was but is still up there with some of the best on offer so I am happy. If I had to pick any negative, it would be that the withdrawal time i.e the time that it takes to transfer from my savings to my current account which is held with a building society, is slow compared to other banks. Nit picking really though because overall I am very happy. I’d give them a solid 9/10. Reviewed on: 10th March 2025

A bank that looks after my savings

They are always quick to raise the interest rate on savings accounts and not so quick to reduce it. Communication is clear and relevant and I am not bombarded with sales pitch. Reviewed on: 10th March 2025

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