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Recognise Bank: Savings Account reviews

4.82
Based on 175 reviews, last reviewed 26th Jan 2026
4600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
12%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Recently opened a new savings account. Recently opened a new savings account. Rates are very competitive in fixed rate market. Customer service was excellent, as I am American and had jus... Read more Reviewed on: 26th January 2026
Shawn M's avatar
Shawn M

Latest lowest rating:

1

Failed to Pass on Base Rate Rises in March & May to Savers Recognise Bank paying 1.5% on its 95 day notice savings account launched last year which is the same rate as Chase Bank's instant access account. Ther... Read more Reviewed on: 11th May 2022
PJ's avatar
PJ

About this product

Recognise Bank offer a personal savings account which has a 95 day notice period for withdrawals.

You can apply for the account online and it has no monthly fees. You’ll need to deposit between £1,000 and £85,000 (for individuals) and £170,000 (for joint accounts).

Recognise Bank Personal Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used Recognise Bank before, you can also leave a review and share your experience.

Recognise Bank Savings Account reviews (175)

Review of the Recognise Bank, Savings Account:

When I first opened my account my funds went missing...

4
When I first opened my account my funds went missing for half a day.After it was sorted out I did not experience any more problems. Found the web site a little confusing to use. Reviewed on: 26th February 2024

Easy to use and good service.

5
Easy to use and good service. No issues with signing up at all! Reviewed on: 22nd January 2026

Easy peasy

5
Very easy to set up account, and to deal with. Reviewed on: 22nd January 2026

Good interest rates for a great bank

5
Recognise Bank has one of the best interest rates and it is so easy to open an account. Reviewed on: 22nd January 2026

Good experience

5
Good. Easy online use. not happy with being forced to write more in this space though Reviewed on: 22nd January 2026

Very highly regarded!

5
I have been a client for circa 3 years. I have found the customer service to be excellent! Their systems are well managed and deliver consistency. Reviewed on: 22nd January 2026

Excellent Customer Service

4
It was unclear on the website how long I had to fund my account - a quick call to Customer Services clarified this Reviewed on: 22nd January 2026

Good product and best offers.

4
Good product and best offers. Overall a win win situation for everyone Reviewed on: 19th March 2025

Amazing service, great way to save money

5
Amazing service, great way to save money Reviewed on: 14th April 2024

Nice & simple

5
I found the online savings account very straightforward to open & have been receiving my interest payments every month without any problems, so I would be quite happy recommending recognise bank to friends & family. Reviewed on: 18th March 2024

Recognise Bank

5
Great savings rate, easy to set up account. Reviewed on: 16th March 2024

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