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Recognise Bank: Savings Account reviews

Name: Savings Account
Rating: 4.82 (161 reviews)

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4.83

Based on 161 reviews, last reviewed 22nd Jan 2026

3600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

2 star

Latest highest rating:

5

Very easy to open an account Was a very easy and smooth process to open up an account at good interest rate so I can fully recommend Recognise Bank. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Failed to Pass on Base Rate Rises in March & May to Savers Recognise Bank paying 1.5% on its 95 day notice savings account launched last year which is the same rate as Chase Bank's instant access account. Ther... Read more Reviewed on: 11th May 2022

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About this product

Recognise Bank offer a personal savings account which has a 95 day notice period for withdrawals.

You can apply for the account online and it has no monthly fees. You’ll need to deposit between £1,000 and £85,000 (for individuals) and £170,000 (for joint accounts).

Recognise Bank Personal Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used Recognise Bank before, you can also leave a review and share your experience.

Recognise Bank Savings Account reviews (161)

Review of the Recognise Bank, Savings Account:

Failed to Pass on Base Rate Rises in March & May to Savers

Recognise Bank paying 1.5% on its 95 day notice savings account launched last year which is the same rate as Chase Bank's instant access account. There should be premium interest rate for having to wait 95 days to access savings but Recognise Bank fleecing savers. Last 2 base rate rises not passed on to its customers. Vote with feet and move savings elsewhere. Reviewed on: 11th May 2022

Hassle Free

Very good rate of interest, easy to use website excellent experience Reviewed on: 7th March 2024

Very happy with this bank

Really good interest rates, they offer some of the best on the market. Really easy to open an account and everyone I’ve spoken to has been super helpful Reviewed on: 7th March 2024

Easy setup savings Account

I was looking for a fixed rate savings account and I found Recognise bank on the Money Saving Expert Website. The account was so easy to set up online, with very straight forward instructions. They offered the best interest rates. The only negative is that they don't have an App. Reviewed on: 7th March 2024

Simple easy process.

Simple easy process. I've always been terrified on using online savings accounts but I was walked through the process over the phone quite easily and feel assured my money is safe. Great deals during an uncertain economic climate. Reviewed on: 7th March 2024

Highly recommend!

Perfect from the start. Easy to set up, log in always good.. excellent communication. Reviewed on: 7th March 2024

Offer one the highest fixed rate savings and safe, s...

Offer one the highest fixed rate savings and safe, secure banking. Reviewed on: 7th March 2024

Accessibility first class

Website easy to navigate. Excellent rates Reviewed on: 7th March 2024

All round excellent service

Easy processes, simple communication that is easily understood, good customer service and very good interest rates on savings Reviewed on: 7th March 2024

Recognise service

very good service - can't fault it. Reviewed on: 7th March 2024

Great rates in an easy to use online account

Great rates in an easy to use online account Reviewed on: 7th March 2024

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