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Scottish Building Society: Mortgages reviews

4.62
Based on 341 reviews, last reviewed 14th Nov 2024
60% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
75%
See only 4 star reviews
18%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
1%

Latest highest rating:

4

Lifetime Mortgagr Very efficient and speedy response when obtaining a lifetime mortgage Reviewed on: 14th November 2024
Ronald Hume's avatar
Ronald Hume

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

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Scottish Building Society Mortgages reviews (341)

Mortgage review

5
Very friendly and approachable. They dealt with my application very promptly. Reviewed on: 4th December 2020

Harsh criteria for first time buyers

1
I’m a first time buyer and was hopeful of meeting the criteria for a 90% LTV mortgage. As part of the criteria you must have a specific job and/ or specific qualifications. One of the specific professions is a practising accountant on the ICAS register. This building society has failed to recognise that there are many different strands of accountancy as well as accountancy qualifications. Not all accountants choose to study ICAS. Some choose to study ACCA, CIMA, CTA or ICAEW. Because I chose to study CTA (instead of ICAS) I have been penalised and I’m ineligible for the 90% LTV mortgage. Because of discriminatory criteria first time buyers do struggle to get on to the property ladder. I strongly suggest that this building society revisits their policy. Reviewed on: 9th November 2020
Reply from Scottish Building Society Hi Nadida. We are sorry we weren't able to progress your application for a 90% LTV mortgage. Our Professional Mortgages are available to individuals regsitered with a number of governing bodies. In addition to ICAS we also consider applications from accountants registered with ACCA, CIMA and CIPFA. Response date: 10th November 2020
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Scottish Building Society

Mortgage review

5
I like how easy SBS were to sort out my mortgage and how quick the process took. Reviewed on: 12th October 2020

Mortgage review

5
Peter McSherry's service has been second to none throughout. He has kept us at ease through the full process and has been so helpful and knowledgeable. Reviewed on: 28th September 2020

Mortgage

5
I am a first-time buyer that was looking for a mortgage to be arranged during the current COVID pandemic and subsequent lockdowns. I found my adviser, Peter McSherry, to be informative and very efficient. Peter was aware of our tight deadline and kept us updated and reassured us. Excellent service and would recommend to anyone looking for good customer service and a smooth application process. Reviewed on: 24th September 2020

Mortgage review

5
Request for employer reference was mistakenly forgotten but was rectified promptly and communication was great. Thank you ! Reviewed on: 21st September 2020

Mortgage review

4
Good range of products. Good recognition of act for those over 70 Reviewed on: 11th September 2020

Mortgage review

5
Very quick and efficient service. Grateful for your willingless to lend in these difficult times Reviewed on: 11th August 2020

Mortgage Review

5
More communication would be good Reviewed on: 22nd June 2020

Mortgage Review

5
Easy to deal with, informative and positive attitude to help with particular professionalism demonstrated by our mortgage adviser, Peter McSherry Reviewed on: 5th June 2020

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