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Scottish Building Society: Mortgages reviews

4.66
Based on 365 reviews, last reviewed 30th Jul 2025
125% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
75%
See only 4 star reviews
18%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
1%

Latest highest rating:

5

I needed assistance regarding title deeds and Katie... I needed assistance regarding title deeds and Katie has taken the relevant details to pass onto the relevant department in order to give me an appropr... Read more Reviewed on: 30th July 2025
Fiona H's avatar
Fiona H

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Scottish Building Society have been helping people buy properties in Scotland since 1848.

Scottish Building Society mortgages are available for remortgages, self-builds, holiday lets, retirement interest only, entrepreneurs and standard residential loans.

Scottish Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

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Scottish Building Society Mortgages reviews (365)

Great service

5
Great service, had to extend the agreement and it wasn’t a problem at all Reviewed on: 5th May 2022

Dependable,Helpful and Available when you need them

5
A friendly efficient and approachable Building Society, with staff that take pride offering practical advice and solutions on financial/mortgage requirements, assessed on and tailored to the individuals circumstances. Unlike others it has not lost sight of it's societal roots and the need to be seen to treat customers as people and not just numbers or ‘group types’! Reviewed on: 5th May 2022

Self build mortgage

5
Excellent service provided, would recommend. Reviewed on: 26th April 2022

Excellent service

5
I would have no hesitation in recommending to others Reviewed on: 26th April 2022

self build mortgage

5
really good service would recommend for a self build mortgage Reviewed on: 26th April 2022

Excellent

5
Great service from start to finish. Excellent communication and prompt responses. Approved my mortgage despite slightly complex financial circumstances. Sorted me out well and helped me settled into our new home which is also our first one. Thank you for everything and keep up the excellent work. Reviewed on: 26th April 2022

Buying my first home.

5
From beginning to end SBS provided a quick and hassle free process. They provided a mortgage offer in a couple of days and then money was sent to the solicitor in a timely manner, once requested. I have nothing negative to say about the whole process and I will be forever grateful for their help. Reviewed on: 26th April 2022

Helps those who others turn away

5
SBS were the only company that took me on for a mortgage even though my credit score was not adequate. After much delightful back and forth, my mortgage was better than I could expect, leaving me happier with what I still had in my bank after paying each money Happy to be a part of them Reviewed on: 30th March 2022

Excellent Service

4
Scottish Building Society provided us with an excellent service during our Self-Build. There are not many places which provide this service, so we did not have much choice, but we could not fault SBS in any way. Reviewed on: 22nd March 2022

Professional and smooth service

5
Very professional and everything was made simple and smooth to follow. Reviewed on: 17th March 2022

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