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Scottish Building Society: Mortgages reviews

4.66
Based on 365 reviews, last reviewed 30th Jul 2025
60% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
18%
See only 3 star reviews
4%
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2%
See only 1 star reviews
1%

Latest highest rating:

5

I needed assistance regarding title deeds and Katie... I needed assistance regarding title deeds and Katie has taken the relevant details to pass onto the relevant department in order to give me an appropr... Read more Reviewed on: 30th July 2025
Fiona H's avatar
Fiona H

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Scottish Building Society have been helping people buy properties in Scotland since 1848.

Scottish Building Society mortgages are available for remortgages, self-builds, holiday lets, retirement interest only, entrepreneurs and standard residential loans.

Scottish Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

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Scottish Building Society Mortgages reviews (365)

Very easy and straight forward process. The whole application was settled in a short period of time

5
Smooth from start to finish, thanks for making moving house a little less stressful Reviewed on: 12th June 2022

Great service

5
The overall experience and process was smooth, and completed expeditiously. Reviewed on: 10th June 2022

Good product, easily set up

5
With the help of our broker, a suitable mortgage product was identified and set up. All correspondence was quick and secure on-line. Reviewed on: 9th June 2022

Gem of a company

5
There are not many organisations left that still hold traditional customer service at heart…SBS is one of those companies. Lisa, Ann and Lesley were an absolute joy and credit to the company. They were Will us every step of the way through our build. Couldn’t have asked for anything more. Reviewed on: 9th June 2022

All mortgage companies should be like this

5
Before i went with scottish building society i had 2 mortgage offers with other companies but over months both companies wanted me to jump through so many hoops and nade ecerything so hard and complicated and no matter what i did still made things hard and not even with a good deal at the end to the point of giving up then wecame accross Scottish building society and sudenly everything was so much easyer and straight forward and quick decisions which totaly helped and also got a lot better deal then anywhere else. Reviewed on: 9th June 2022

Qll mortgage companys should be like this.

5
I had my own mordgage advisor trying to get me a mortgage ww tried a few options there was 2 companies we tried with who both offerd a mortgage but ober time wanted us to do more and more making it so hard to deal with and not even good deal at the end of it to to the point i was about to give up. Till we found scottish building society which straight away nade everything so much easyer and uncomplicated which realy helped and also an all round better deal. Reviewed on: 9th June 2022

Great experience

5
Very easy, great process would definitely recommend Reviewed on: 7th June 2022

Excellent service

5
All went well, had to extend the terms to let us complete purchase and it went well, no problem, excellent Reviewed on: 28th May 2022

Good communication

5
Refreshing to call a provider that actually answers the phone and then listens and provides solutions to queries in a friendly way. Reviewed on: 6th May 2022

Friendly and helpful staff

5
Very pleased with the service provided. Very friendly and helpful staff, always able to answer any queries promptly. Reviewed on: 5th May 2022

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