Smart Money People Logo

Scottish Building Society: Savings reviews

4.91
Based on 3,434 reviews, last reviewed 1st May 2026
84% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I found the customer experience in the branch to be... I found the customer experience in the branch to be very good but have now moved to a small town without a branch so set up online dealings. There wer... Read more Reviewed on: 1st May 2026
Wu Wei's avatar
Wu Wei

Latest lowest rating:

1

Very poor communication and service to members Moving account after drop in interest rate. Delay in contact me on day of maturity so delay in receiving money. Then request copy of my bank statement... Read more Reviewed on: 4th February 2026
JENVY's avatar
JENVY

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

Review Scottish Building Society: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Scottish Building Society Savings reviews (3435)

Customer service excellent

5
Prompt response with the ability to meet the customer's needs. Reviewed on: 25th February 2025

Excellent customer service

5
Competitive interest rates. Good customer service. Excellent. Reviewed on: 25th February 2025

Personal service given

5
Face-to-face assisting with SBS employee. I was not told to just look online to find out about ISA accounts. Reviewed on: 25th February 2025

Accessible, friendly, helpful

4
I like fact members get better rates. I like fact it is a Scottish building society, I like fact there are branches to be able to go into. I like fact I can speak with staff at my branch and they know me, I like the fact the staff are all so very helpful, I like the fact the staff stick to my instructions. Could do with a little more interest - keep pace with inflation. Reviewed on: 25th February 2025

Helpful, professional, friendly

5
Always same person on the desk out front. Friendly, helpful, professional, clear instructions and keep Shirley in the Inverness branch. Reviewed on: 25th February 2025

In branch service review

5
Wish there was still a local branch. I'm always nervous using the postal service and worry that things will go missing. Otherwise I am really pleased with the service and very happy. Reviewed on: 24th February 2025

Accessible, friendly, branch

4
Has a branch, face-to-face, easy to get to. Reviewed on: 24th February 2025

Welcoming, friendly, knowledgeable

5
Local branch, friendly staff, knowledgeable and welcoming. Comfortable experience. But better interest rates would help. Reviewed on: 24th February 2025

Clear, concise, friendly

5
Convenient and easy to deal with - and staff very helpflu and current products meet our requirements. Reviewed on: 24th February 2025

Poor attention to detail

3
18/01/23 Glasgow Branch - given sheet SBSS44.2FRISA19122 for 2YR FRISA Issue 4. Subsequent correspondence state issue 6. Passcard states account number but online and letters state it without hyphens. 20/02/25 - online check of my new cash ISA showed 3.55%, general online account cash ISA showed 3.30%, why?. Reviewed on: 24th February 2025

Do you have a different Scottish Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Scottish Building Society?

    View all products