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Sheffield Credit Union: Loans reviews

4.93
Based on 2,713 reviews, last reviewed 23rd Dec 2025
86% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025
caroline rose's avatar
caroline rose

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Sheffield Credit Union Loans reviews (2713)

Review of the Sheffield Credit Union, Loans:

Staff are very attentive, excellent service and grea...

5
Staff are very attentive, excellent service and great products. It is my go to when saving for Christmas Reviewed on: 9th May 2025

Amazing to help

5
I have had so much help and support it’s helped me save and helped me financially when I could loan out money Reviewed on: 24th June 2025

Invaluable service

5
I have been a member of Sheffield Credit Union for many years. I have had loans when needed and have savings with them. The staff have always been extremely helpful and efficient. It is easy to apply on line. Reviewed on: 24th June 2025

Very friendly and kind and they sort out out everyt...

5
Very friendly and kind and they sort out out everything in a small period of time . Reviewed on: 24th June 2025

I had a wonderful experience as i was not sure I cou...

5
I had a wonderful experience as i was not sure I could be eligible, it was initially too real to be true but alas i applied and got it in less than 3 clicks of a mouse Reviewed on: 24th June 2025

My experience

5
I needed some work doing on my car. I was a little stuck financially. I spoke to a work colleague who referred me to Sheffield Credit Union. He said the interest rates were very reasonable, so I applied and got a saver loan. I have had more loans since then and I also have some savings, which I think is a very good idea for anybody who is struggling financially, and a bonus for me if I run short. I would definitely recommend Credit union, the interest rates are good and the fact that you can save while paying your loan back was a good incentive for me. Thank you. Reviewed on: 24th June 2025

I have had many brilliant experiences with SCU.

5
I have had many brilliant experiences with SCU. They are really friendly and helpful. The prices on the loans are incredible compared to some other companies. Reviewed on: 24th June 2025

Great communication and understanding

5
Great communication and understanding Reviewed on: 24th June 2025

In good time.

5
I received the credit alert in good time as promised. Reviewed on: 24th June 2025

Very fast and efficient.

5
Very fast and efficient. Staff always polite and helpful, never had a problem Reviewed on: 24th June 2025

I've been with credit union for year's

5
I've been with credit union for year's Reviewed on: 24th June 2025

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