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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2713 reviews)

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4.93

Based on 2,713 reviews, last reviewed 23rd Dec 2025

93% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Sheffield Credit Union Loans reviews (2713)

Review of the Sheffield Credit Union, Loans:

SCU savings loans and budgeting accounts are the best

Quick application quick responses and decisions and very quick payout of loans. Great service with fantastic rates and repayments.Very friendly helpful staff always willing to help if they can and the only place I go for loans and said ings and budgeting account is fantastic as it gives peace of mind that bills are paid on time with money put to one side every week for bills and rest sent to you to cover normal living expenses savings etc. Great peace of mind and the last 12 years have been so easy and relaxing knowing I dont have to worry about remembering to pay my regular bills and not worrying about having to trawl through loads of companies to find good rates and quick easy application and good low repayments. I go to SCU for all my financial needs first and usually get the help I need as quick as they can get it sorted. 100%recommend them all the time for savings and loans etc Reviewed on: 19th May 2025

Straight forward very easy to use and do

Straight forward very easy to use and do Reviewed on: 13th July 2025

Loans Gret service no hassle whatsoever

Gret service no hassle whatsoever Reviewed on: 13th July 2025

Sheffield credit union have been amazing for me as a...

Sheffield credit union have been amazing for me as a mother with 5 children. I save with them & have loans, the rates are amazing they don’t rip you off for having bad credit like some company’s do. Reviewed on: 13th July 2025

I really like credit union for loans and savings tha...

I really like credit union for loans and savings thank you Reviewed on: 13th July 2025

Brilliant service always helpful and great communica...

Brilliant service always helpful and great communication. Reviewed on: 13th July 2025

Fast payment

Fast . But for poor credit, they give less money. Reviewed on: 13th July 2025

Sheffield Credit Union are amazing!

Sheffield Credit Union is an amazing community-focused financial cooperative that provided me with a supportive and affordable loan when I needed it most. Their service was friendly, professional, and genuinely caring—far from what you'd expect from high street lenders. They made the process easy, transparent, and stress-free, showing a real commitment to helping local people manage their money responsibly. I'm truly grateful for the support and would highly recommend them to anyone looking for ethical, reliable financial help. Reviewed on: 13th July 2025

Just brilliant no messing about and also I'm saving...

Just brilliant no messing about and also I'm saving while I'm repaying my loan which is so much cheaper than others I've had.theyve been nothing but helpful and id definitely recommend them to anyone. Reviewed on: 12th July 2025

small loan

i wanted a small loan, i looked around and found them, they ran me through everything and it was so easy as the repayment came straight out of my wages Reviewed on: 12th July 2025

Amazing se

Been with Credit Union for over 10yrs it's the best about and always there to help Reviewed on: 9th July 2025

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