Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,719 reviews, last reviewed 6th Mar 2026
17% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026
Dyna 's avatar
Dyna

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Sheffield Credit Union Loans reviews (2719)

Review of the Sheffield Credit Union, Loans:

Always a Great experience, quick responses and great...

5
Always a Great experience, quick responses and great customer service. Reviewed on: 7th April 2025

Satisfied

4
Easy application and timely decision given . When I need a loan I will greatly go back to them Reviewed on: 11th August 2023

Reliably there when I needed it

5
Sheffield Credit Union is run by respectful, knowledgeable and really helpful staff, who helped me when I really needed it. Their friendly professionalism was second to none, advising and supporting me through the application process. I was so glad to be dealing with the friendly face of 'money things' rather than the cold anonymous global financial institutions. Reviewed on: 11th August 2023

Professionalism and helpful

5
Easy to apply, on time, helpful and professional and would recommend to everyone Reviewed on: 11th August 2023

Excellent communication

5
I borrowed money and it was approved in no time Reviewed on: 11th August 2023

Simple the best

5
I have been a member for years, I was a young, single mom of two in desperate need of financial help and from a friends recommendation I applied for a small loan, sheffield credit union have helped me not only to borrow in times of need but enabled me to save money as well! Whenever someone mentions that they need financial help I always recommend sheffield credit union! Reviewed on: 11th August 2023

Affordable & Friendly

5
I found Credit Union services easy to apply for, and also very friendly and helpful. Most of all payments are calculated, so you don't have to stretch yourself and worry about repayments. They are no.1 to me. No hassle, no stress. I highly recommend. Reviewed on: 11th August 2023

Friendly and very helpful

5
A friendly and very helpful bunch of people. Nothing is a problem Reviewed on: 11th August 2023

Good organisation

5
Good organisation. Sheffield Credit Union provide a great service for the people of Sheffield. I've supported them for 10 years plus Reviewed on: 11th August 2023

Great service

5
Wonderful service. Affordable loans that are accessible to everyone. Wonderful Reviewed on: 11th August 2023

Fantastic

5
Absolutely fantastic members of staff who work at the sheffield branch very helpful didn’t think it was that easy to get a loan and don’t have to worry about paying it back as it’s automatic payed weekly Reviewed on: 11th August 2023

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products