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Smart Money Cymru Community Bank: Personal Loans reviews

Name: Personal Loans
Rating: 4.40 (47 reviews)

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4.40

Based on 47 reviews, last reviewed 7th Jul 2026

38% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

2 star

Latest highest rating:

5

Fast and efficient fast efficient friendly and nice... Fast and efficient fast efficient friendly and nice to talk with good manner Reviewed on: 7th July 2026

Latest lowest rating:

1

I’ve been a member for around 20years. I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever... Read more Reviewed on: 27th December 2025

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About this product

A Smart Money Cymru Community Bank personal loan is available for a range of circumstances.

You can borrow up to £7,000 and the more you borrow, the lower the interest rate. There are no early repayment penalties and you can apply online.

Smart Money Cymru Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru before, you can also leave a review and share your experience.

Review Smart Money Cymru Community Bank: Personal Loans now

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Smart Money Cymru Community Bank Personal Loans reviews (47)

Smart money Cymru

I have been with smart money Cymru for years it was newport credit union before and they have always been amazing with me, also fast loans and fast pay outs never had any problems with them at all and very friendly customer service Reviewed on: 16th April 2026

Excellent Help

I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick response and easy result! Money was transferred on my acc very quick so it means my problems also was gone quick! Thank you so much for your work! Reviewed on: 27th March 2026

Good fast service, fast and convenient

Good fast service, fast and convenient Reviewed on: 24th March 2026

Excellent friendly service for payroll loan and subs...

Excellent friendly service for payroll loan and subsequent top up loan. Reviewed on: 24th March 2026

It was a good experience for me to take loan .

It was a good experience for me to take loan . Reviewed on: 23rd March 2026

Excellent experience quality service very easy to ap...

Excellent experience quality service very easy to apply. Great value Reviewed on: 14th March 2026

Hi my name is George afarku.

Hi my name is George afarku. Smart money cymru community bank is a great helpful bank and would always recommend them to people. Reviewed on: 14th March 2026

Interest rate too high

I've been saving with what was called credit union for years and had couple of loans which had a great low interest rate. The interest rate now has trebled, couldn't afford a loan with you anymore so I've had to withdraw some savings instead. I've got 2 credit cards with lower interest rates , credit Union was.started to help people or so i thought but it certainly doesn't now with such a high interest rate. Reviewed on: 26th February 2026

Professional, faster and quality service

Professional, faster and quality service Reviewed on: 26th January 2026

Awesome team

Awesome team can't help you enough Reviewed on: 22nd January 2026

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