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Smart Money Cymru Community Bank: Personal Loans reviews

4.34
Based on 40 reviews, last reviewed 17th Apr 2026
233% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
81%
See only 4 star reviews
3%
See only 3 star reviews
8%
2 star
See only 2 star reviews
0%
See only 1 star reviews
8%

Latest highest rating:

5

It is an easily accessible online system. It is an easily accessible online system. The explanations are clear, making it easy to understand your loan status. We place great importance on trus... Read more Reviewed on: 17th April 2026
Jihyun P's avatar
Jihyun P

Latest lowest rating:

1

I’ve been a member for around 20years. I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever... Read more Reviewed on: 27th December 2025
Jacqueline M's avatar
Jacqueline M

About this product

A Smart Money Cymru Community Bank personal loan is available for a range of circumstances.

You can borrow up to £7,000 and the more you borrow, the lower the interest rate. There are no early repayment penalties and you can apply online.

Smart Money Cymru Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru before, you can also leave a review and share your experience.

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Smart Money Cymru Community Bank Personal Loans reviews (40)

I would recommend credit union

5
I would definitely recommend Credit Union to anyone excellent service been with them for years never had a any issues not ever one. There staff are always friendly, helpful & potential Reviewed on: 8th November 2023

Good service

5
Very good service and fast answer I recommend it Reviewed on: 27th July 2023

Best

5
Easy to apply and they are the best+++++++ Reviewed on: 18th July 2023

Very disappointed

1
They should improve their services Reviewed on: 1st June 2023

Perfect

5
Very good communication with customer and best team Reviewed on: 31st May 2023

45000

5
Very well experience and like to contact my self Reviewed on: 17th January 2023

Easy and easy to complete

4
It was fast and easy to complete Reviewed on: 23rd August 2022

Best help

5
Best team there best help there they saved me before I went under Reviewed on: 5th August 2021

Great

5
Great people I get help to check Reviewed on: 14th June 2021

Bleddy brilliant

5
Very easy to talk to quick response and a good team. Reviewed on: 21st August 2020

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