Write a review

Go to business site

SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

View other SmartSave products

4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

Read all reviews See your review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Fixed saving account

It was easy to set up account without any hassle Reviewed on: 26th January 2024

Smartsave gets my vote

Good rate of interest, easy processing when opening the account. No issues. Reviewed on: 26th January 2024

Easy and decent return

It was easy to set up my account and the helpful email reminders were excellent. At the point of starting the investment, the fixed rate was the best on the market. Reviewed on: 26th January 2024

Great simple process to start saving.

Really straightforward process to start saving. No complicated forms to be filled out and all done on line Reviewed on: 26th January 2024

Easy saving on line

I found that the on line site was easy to follow and interest rates were really good Reviewed on: 26th January 2024

No issues when I was going to reinvest.

No issues when I was going to reinvest. Reviewed on: 26th January 2024

Good account provider

Customer service is excellent, and account has a decent interest rate on the account. Only problem is if there’s another account that has a good interest rate and you change your mind, you can’t close it once it’s openeded. Make sure you open the account when the interest rate is right Reviewed on: 26th January 2024

Easy to apply for account with good interest rate

Application process straight forward. I've had no problems. Pleased with competitive interest rate. Reviewed on: 26th January 2024

Decent interest

Simple to set up the account, and with a decent rate of interest. Reviewed on: 26th January 2024

Very convenient and good value for money.

Very convenient and good value for money. Reviewed on: 26th January 2024

Alternative products

Savings
from Leek Building Society 4.92 from 4971 reviews
Savings
from CAF Bank 4.67 from 3 reviews
Savings
from Hanley Economic Building Society 4.79 from 587 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub