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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

All good

5
I set up online and have never had a particular problem so all good Reviewed on: 26th January 2024

Competitive products

5
Competitive products, hence second year I've had a fixed saver with Smartsave Reviewed on: 26th January 2024

awkward process for renewing my account but great value

4
awkward process for renewing my account due to my address changing, so I am no longer a customer - but it was great while it lasted Reviewed on: 26th January 2024

Great saving rates and no problems with access

5
Great saving rates and no problems with access Reviewed on: 26th January 2024

Easy to use, straightforward and great interest rate

5
Easy to use, straightforward and great interest rate Reviewed on: 26th January 2024

Easy to apply online, and easy to transfer money int...

5
Easy to apply online, and easy to transfer money into the account. Reviewed on: 26th January 2024

This was my first month using smart save.

5
This was my first month using smart save. Earned 76pence. Reviewed on: 26th January 2024

Instant Saver

4
Decent account - 1 year fixed rate. Reviewed on: 26th January 2024

haven't needed customer service so just enjoy the in...

5
haven't needed customer service so just enjoy the interest Reviewed on: 26th January 2024

Thumbs up from me.

5
Very easy to sign up, very trustworthy and decent interest. Reviewed on: 26th January 2024