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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Great online experience

5
I've used their 1 year bonds - they have a great online experience, and everything is super clear and simple to keep track of. Reviewed on: 27th January 2024

Easy to use, good interest rate.

5
Easy to use, good interest rate. No issues at all. Reviewed on: 27th January 2024

Easy to use and to access, no problems with applying...

5
Easy to use and to access, no problems with applying very straightforward. Good savings plan Reviewed on: 27th January 2024

Clear and easy to understand process to invest with...

5
Clear and easy to understand process to invest with SmartSave. Excellent communication and a positive experience. Reviewed on: 27th January 2024

No problems with the service, easy to access informa...

5
No problems with the service, easy to access information Reviewed on: 27th January 2024

excellent savings products

5
online services are easy to understand and use. good rates of interest on savings products Reviewed on: 27th January 2024

Good interest rate

5
Invested at a good interest rate, and will now re-invest for another year at a higher interest rate. All very easy online. Reviewed on: 27th January 2024

Great interest rate

5
Great interest rates and easy to set up. Might be good if there was an app. Reviewed on: 27th January 2024

Easy to open account through money saving expert

4
Easy to open account through money saving expert Reviewed on: 27th January 2024

Very easy to deal with your account online.

5
Very easy to deal with your account online. and a good return on your savings. Reviewed on: 27th January 2024