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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Inflexible

Inflexible. I needed to correct a mistake unfortunately I was met by them's is the rules Reviewed on: 27th January 2024

Good service no problems with setting up the account

Good service no problems with setting up the account Reviewed on: 27th January 2024

Complete process was seamless and interest rates wer...

Complete process was seamless and interest rates were competitive Reviewed on: 27th January 2024

So easy to open account and electronic confirmation...

So easy to open account and electronic confirmation received very quickly Reviewed on: 27th January 2024

I have a bond with Smartsave.

I have a bond with Smartsave. They are a straightforward Company, offering a very good interest rate. Reviewed on: 27th January 2024

Value for money

Easy to apply for. Good rate of interest. Happy with the product. Reviewed on: 27th January 2024

Opened a Fixed Rate saving a/c.

Opened a Fixed Rate saving a/c. Onboarding process was straightforward, information clear and online experience good. Have recently received first years interest promptly and will reinvest as rates remain the best available. Reviewed on: 27th January 2024

Very straight forward to set up the account

Very straight forward to set up the account Reviewed on: 27th January 2024

Happy saver

It’s been easy and uncomplicated- I feel optimistic about the outcome of my investment Reviewed on: 27th January 2024

They do what they say

English based I had 1 question when phoned up answered and resolved immediately Reviewed on: 27th January 2024

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