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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Easy to sign up and a decent interest rate

5
It was easy to sign up and open an account with a decent interest rate. Reviewed on: 26th January 2024

A great investment

5
When I heard about Smart-save I couldn’t wait to invest my money. It was such a refreshing moment to actually earn money on my life savings and I’m so pleased I found out about it! Enormous thanks to Smart save. Reviewed on: 26th January 2024

Good saving account easy and simple

5
Good saving account easy and simple Reviewed on: 26th January 2024

No issues, simple set up.

5
No issues, simple set up. Haven't had cause to use customer service. Rates are excellent. Reviewed on: 26th January 2024

They have simple and easy to understand products tha...

5
They have simple and easy to understand products that I can manage online and have good interest rates Reviewed on: 26th January 2024

Very easy with good interest

5
Account opened for lump sum investment due to high interest. Easy to open and manage online. Overall very pleased. Reviewed on: 26th January 2024

Great customer service, always keeping customers upd...

5
Great customer service, always keeping customers updated with different product s/services. Reviewed on: 26th January 2024

Just so easy

5
Good rates, helpful website - and just so easy to use. No hassle at all in setting up an account, which was just what we needed. Would recommend to others. Reviewed on: 26th January 2024

Really happy

5
The account was the best rate and super easy to set up. Really happy. Reviewed on: 26th January 2024

Seems OK for savings

5
No experience yet as I've only deposited money Reviewed on: 26th January 2024