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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Excellent interest rates.

Excellent interest rates.Easy to pay in and take your capital and interest out Reviewed on: 26th January 2024

I have been investing with Smartsave for a number of...

I have been investing with Smartsave for a number of years, and have found them to be excellent Reviewed on: 26th January 2024

Easy to deal with by app and very competitive intere...

Easy to deal with by app and very competitive interest rates. Security is very good too. Reviewed on: 26th January 2024

SmartSaviour

Everything seemed good from the word go being financial commentary by financial journalist Reviewed on: 26th January 2024

Smartsave Savings Account

Very easy process for savers. Seamless service. Reviewed on: 26th January 2024

Very straightforward and no faff

Very straightforward to create new account and open a savings product. Good app Reviewed on: 26th January 2024

Great products

Great products, and the website is easy to use. Communication is prompt. Good products and second year of using. Reviewed on: 26th January 2024

I was well informed at most stages

I was well informed at most stages Reviewed on: 26th January 2024

easy account set up, easy access to manage account &...

easy account set up, easy access to manage account & great rates! Reviewed on: 26th January 2024

Easy as Anything

The application process was really easy and straightforward, with a good interest rate. I will definitely keep saving with SmartSave in the future. I have recommended Samart Save to friends and family. Reviewed on: 26th January 2024

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