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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

So easy to set up account and transfer yet feels ver...

5
So easy to set up account and transfer yet feels very secure. Reviewed on: 26th January 2024

Faultless.

5
From being a first time customer and the simplicity, straightforward way in opening my account with Smartsave. I'm really pleased how I've been kept informed of my investment throughout and even more happy with my eventual return on it. Reviewed on: 26th January 2024

Great bank.

5
Great bank. Efficient and well organised. Reviewed on: 26th January 2024

Good experience, with good communication

5
Good experience, with good communication Reviewed on: 26th January 2024

All very straightforward - good interest rates, easy...

5
All very straightforward - good interest rates, easy to set up and manage. Very happy Reviewed on: 26th January 2024

Fantastic interest rate, easy to set up account.

5
Fantastic interest rate, easy to set up account. Customer service untested so far. Reviewed on: 26th January 2024

Money in, more money out.

5
Money in, more money out. Nice simple savings system Reviewed on: 26th January 2024

so easy to do online .

5
so easy to do online . now into our 3rd year of investments , go on line communications Reviewed on: 26th January 2024

Easy savings

5
Very simple to apply and not bombarded with spam or ads from them. Account is clear and easy to manage. Reviewed on: 26th January 2024

Very helpful and efficient when I requested for my a...

4
Very helpful and efficient when I requested for my account.. thank you Reviewed on: 26th January 2024