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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Easy to use Savings Acct

Downloaded the app and added money into the savings acct after reading excellent reviews. Easy, straightforward and quick to complete the procedure. Reviewed on: 26th January 2024

Customer service is excellent and you can actually s...

Customer service is excellent and you can actually speak to a person who was easy to talk with Reviewed on: 26th January 2024

Very easy setup compared to a rival

Very easy setup compared to a rival Reviewed on: 26th January 2024

good interest rates which are up with the best around.

good interest rates which are up with the best around. Rates don't go down at end of term. Win win. Reviewed on: 26th January 2024

Smart move

Account set up without issues. Good interest rate. Reviewed on: 26th January 2024

SmartSave for SmartInvesting

A straight forward and easy online method of saving. Reviewed on: 26th January 2024

Easy to use easy

Easy to use online and easy to access your account to view the balance Reviewed on: 26th January 2024

Act in haste, repent at leisure

Locked in a low rate in a rising market with no cooling off period. I won't be taking out any more 12 month fixes, here or elsewhere. But of the 7 one-year bonds I took out, this was the lowest rate. Reviewed on: 26th January 2024

Great value, intuitive and easy.

Smartsave offered a great interest rate at the time I used them and I had no issues putting money into my account, it was all very straight forward and easy to do. Reviewed on: 26th January 2024

Smart move to SmartSave

We read lots of reviews and savings advice before opening our fixed rate account with SmartSave. The online application was simple and straightforward and we have been kept informed at all appropriate stages. A professional service that is highly rated for good reason Reviewed on: 26th January 2024

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