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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

Starling Bank Under 16s card reviews (3124)

Review of the Starling Bank, Under 16s card:

Straight forward easy to use .

Straight forward easy to use . Great way to teach children money management skills safely. Value the ability to vary spending allowance and to be able to switch off account if the card has been mislaid by forgetful teenager Reviewed on: 14th April 2024

A pleasure to deal with

Availability, support and resolution is just all-round excellent. Reviewed on: 19th March 2023

Amazing

I have 3 children using the kite spaces and it has been the best thing I have done! In a world where everything is contactless it was a brilliant way of introducing my brood to the cashless world. I feel it’s important for them to learn early that money doesn’t grow on trees, that there is not an endless supply available to them and that they need to budget their pennies! It’s excellent that they have access to their account on their phone and can see that every purchase they make whether it’s a bag of sweets from the shop that’s ONLY 50p or the “extra” vbucks/robucks they frivolously glitter away on their games all add up and when they “really” want to go to the cinema with their mates, but the budget doesn’t cover it because they splurged on an online game, life lessons are learnt very quickly! Equally, having a place that they can watch their money grow as they save for something they really want is also incredibly satisfying! My children range in age from 8-11 and they all use starling kite to manage their pocket money. Of course I fund the clubs, clothes, life expenses, however, letting them manage a little part of their lives is so rewarding. I love that the parent/care giver can set the spend limits and online purchases and that you can give as much or as little freedom as appropriate. The instant spend notification to both the adult and the child is a great way of keeping an eye on what they are spending on and also an added tracking device for the older kids!!! Definitely a huge thumbs up from me. Reviewed on: 19th March 2023

Great easy to use app

Great app that sends notifications when money spent from account, allows child learning with protected benefit of control over spending limits, easy to use, minimal monthly fees Reviewed on: 19th March 2023

Kids account

So easy to use, app is brilliant. And fabulous customer service Reviewed on: 19th March 2023

V user friendly

It is very useful way for kids to understand money and use it appropriately. Reviewed on: 19th March 2023

Kite is brilliant

Brooke was really pleased to have her own bank card Reviewed on: 18th March 2023

Super Starling

Easy to use Simple in design Meets all requirements Reviewed on: 18th March 2023

Perfect

My daughter loves her Kite account. It teaches her the value of money - so much so she’s not spending it on (plastic) rubbish - in fact she’s not spending it at all, she likes watching it grow. Reviewed on: 18th March 2023

Excellent online bank, very user friendly

I use Starling to manage my day-to-day spending, and for my daughter to manage her pocket money. I love the saving spaces on the adult account, they help keep me on track. The kite account is excellent, my daughter’s pocket money is paid in automatically, once a month, and then she can choose to spend or save. I get notified each time she spends money, and either of us can see what she has left and what has gone in and out of the account. She loves having a grown up bank card, and it’s so much easier than finding cash to give her. It’s also reassuring that I can block it remotely, or send extra money if needed. I’ve recommended Starling to everyone. Fab current account for me, and excellent child card too. Love it. Reviewed on: 18th March 2023

Banking on a human level

This bank has brought my trust back to banking as I am in control, and the app has changed my life Reviewed on: 18th March 2023

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