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Starling Bank: Under 16s card reviews

4.89
Based on 3,124 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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4%
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0%
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Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026
Stu R's avatar
Stu R

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024
Anon's avatar
Anon

About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

Great in every aspect

5
By far the best bank account I have ever had also the Kite card for my daughter is a great way to teach her the value of saving. Reviewed on: 16th March 2023

Excellent control, regular saving, full visibility

5
Its brilliant, My son can use his card to spend. His pocket money transfers weekly and if he spends anything the notification comes to my phone immediately. He has so much confidence using his card in the shop and it helps him understand the value of things Reviewed on: 16th March 2023

Great bank for kids

5
We did this for our grandson with money we gift to him. Simple, easy and he feels grown up having his own card. All managed by the app. Fantastic. Reviewed on: 16th March 2023

I use my starling account for business.

5
I enjoy using my starling account I also have to kite accounts for my children so they can earn pocket money and they also have downloaded the app so they can track their own money. Reviewed on: 16th March 2023

Amazing, controlled, easy, child friendly.

5
Starling allow my daughter to feel independent, has her own app, does chores to earn money she can use when with her friends. I feel comfortable that I know what she is spending, and when. I have the flexibility that I can top her card up in a few seconds if needed. My daughter started a secondary school 11 miles away in September. Fantastic for her to know she has a little emergency fund, and amazing to know I can top it up at the click of a few buttons if needed. Fantastic mobile app and would rate 100%. Reviewed on: 16th March 2023

Superb quality

5
We have 2 kite accounts for our children and couldn’t ask for a better quality of bank account , they get there own app and control there own spending , teaches our children control over money Reviewed on: 16th March 2023

Simple and convenient

5
It's a great tools for teaching younger members of the family how to manage their funds. Very easy to add money and the app is great. Reviewed on: 16th March 2023

Love the Kite account

5
I have a Kite account for my daughter I love that I can easily move money and out for her, send link to other people to give her money and that I can track her spending and she has her own card. I have now opened a space for my youngest to put birthday and Christmas money into. Reviewed on: 16th March 2023

Excellent bank, definitely recommend!

5
Starling Kite is fab’ for kids, I have 3 ranging in ages - 10, 13 & 15. Kite gives children the independence they need whilst equally protecting them. My children choose whether they save their money or spend it and what on. The eldest buys online, enjoys the freedom of shopping with friends. As a parent, I like that my daughter has an app to keep track of her own spending and budgeting for purchases. I also think it’s neat that as parents we can monitor and check what our children are doing with their money. Another great feature which is handy for Birthdays or gifts is that you can give friends/family your child’s account info when requested. This takes away the hassle of transfers from the parent account to the child’s. Children’s feedback x3: “We love having Kite accounts, we have our own bank cards which has our very own signature on it! We feel grown up and mature that our parents trust us with this. We all have a Kite app on our iPhones which is great, it helps us save money and see what we should buy” Reviewed on: 16th March 2023

Safe & sensible way to spend for children

5
Having the Kite Card linked to my bank account gives me peace of mind when my children are out & about. The ability to transfer money immediately is reassuring as is the ability to block the card easily if it’s lost. Reviewed on: 16th March 2023

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