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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

Excellent childrens account

My eldest daughter (10) loves her kite account and that first, small taste of independence! It has also really helped her understand that money needs to be saved before you can start spending! Thanks Starling :) Reviewed on: 16th March 2023

LOVE!

Really easy to use, the app layout if simple and looks good and it's nice to be able to see my child's money and know when and where it is being used. My daughter loves the app and finds the visual aids on the app help her understand her money better. Reviewed on: 16th March 2023

Great choice

Easy to manage and monitor, great choice. Reviewed on: 16th March 2023

Very easy to use

A very easy and simple way of banking Reviewed on: 16th March 2023

Refreshingly good

The app looks good and is straight forward to use. Linking Kite Spaces for the children is easy. If they misplace their card, it is easy to temporarily freeze the card through the app. Then unfreeze it once the card is found. Although the platform has grown, ‘help’ still feels personal. Let’s hope HSBC don’t buy it !!! Reviewed on: 16th March 2023

Great for children

My children have kite accounts as a subsidiary of my husband and my joint account. It’s incredibly easy to use and control whilst being able to monitor what they spend. Reviewed on: 16th March 2023

Easy and simple

Really easy to use App , helps our teenager learn and understand the importance of having a bank , savings and being more independent when out with friends with the added safety that we as parents can see what she is doing and what’s is being spent. Reviewed on: 16th March 2023

Great service

I am using Kite last two years for my daughter. It effortless to use. It is amazing how the team developing continuously the service to meet all the expectations from the customers. Keep aim high! Reviewed on: 16th March 2023

Always there to help

One of my biggest worries about giving my kids a card was security and what if they lose it as we all know they will. Well I have found the 3 cards (15y old, 13 and 11) really easy to manage and work with over the years. Of course there have been lost cards but because I can access the card spaces from my app I've never worried, replacement card in a few days and amazing customer service. Love the kite cards, possibly worth being a starling member for all by itself! Reviewed on: 16th March 2023

Excellent on line banking for adults and children

Great online banking. All very easy. Great for children to be able to manage their own money from a young age. Excellent to use abroad too with favourable exchange rates and no charges. Reviewed on: 16th March 2023

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