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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

Starling Bank Under 16s card reviews (3124)

Review of the Starling Bank, Under 16s card:

Straight forward easy to use .

Straight forward easy to use . Great way to teach children money management skills safely. Value the ability to vary spending allowance and to be able to switch off account if the card has been mislaid by forgetful teenager Reviewed on: 14th April 2024

Teaching kids how to use money

Having his own card, with a mutually agreed daily spending limit, allows my child a level of independence and forces sensible choices when it comes to what he spends money on. Reviewed on: 16th March 2023

Kid very happy

My boy is very happy with his app based account and loves having an actual debit card. I love how easy it is to top up his account etc Reviewed on: 16th March 2023

They just make it easy

I have been a Barclays customer since 1996. I work long hours and just didn't give much thought on how or who I bank with. When my husband and I finally decided we should have a joint bank account, he created it with Starling and it was SO EASY - I also have my savings which are all managed from the app. This made it a no brainer to create my daughters account. Reviewed on: 16th March 2023

Child friendly banking

Starling kite is an easy to use bank for children. It helps them understand how to manage money. Reviewed on: 16th March 2023

Works great and so easy

I’m using kite for 2 of my kids and it’s great. We just have been on holiday and kids were able to use the card abroad without additional charges…. Amazing Reviewed on: 16th March 2023

Quick, easy, perfect

I not fault starling bank esp the kite. I can keep track of nieces pocket it’s east to add or remove amounts between mine and hers account. And it’s simple to use. And when you spend it immediately shows up, to show your total. Rather the normal ‘pending’ other bank apps show!!! Reviewed on: 16th March 2023

Great

Good to teach children how to manage their money correctly Reviewed on: 16th March 2023

Excellent

My kids love having their own cards so easy to use now grandparents etc can pay into their accounts its much better Reviewed on: 16th March 2023

Simply fantastic

My eldest has a Kite card. It is very easy to setup and use and gives him the freedom to own his money. The ability to have the app on his phone means that he doesn't need to bother me to find out he balance and the comprehensive set of controls available to me means that I can tailor how he spends his money. It is a fantastic product that I would reccommend to anyone wanting to give their child some financial freedom. Reviewed on: 16th March 2023

A modern bank that properly caters for kids as well as adults

Starling are fantastic, and I switched from Monzo, so I'm used to modern banks and how they operate. No other bank handles account spaces for kids as well as Starling - everything is easily visible to parents, with limits, the ability to instantly top up and take away funds. Plus kids feel so empowered to have their own card. With parental guidance, our daughter is fast learning about the need to earn and save to get the most from her Kite account. Reviewed on: 16th March 2023

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