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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

Starling Bank Under 16s card reviews (3124)

Review of the Starling Bank, Under 16s card:

Straight forward easy to use .

Straight forward easy to use . Great way to teach children money management skills safely. Value the ability to vary spending allowance and to be able to switch off account if the card has been mislaid by forgetful teenager Reviewed on: 14th April 2024

Very good, could be even better...

For a small fee my Son has a card he can use to track and manage his money. As a parent I can monitor and easily top up. I'd welcome the ability for my son to be able to create his own jars/ pots so that he could budget, just as I can with the full app. Right now, he has what a traditional bank would offer him...albeit with a much better interface. Reviewed on: 7th February 2022

Smooth, funky and simple

I love the processes that Starling has in place. You can really see the center of their purpose... which is customer-centric. Love the finishing touches as well. All in all, highly recommended :) Reviewed on: 7th February 2022

Easy to use - my daughter learns how to manage her money with support from me made possible (and easy) through the App

This is another fabulous addition to the already great features of my Starling bank account. Reviewed on: 7th February 2022

Review Kite account

Fabulous facility without all the hassle of opening a regular account. My daughter has a saving account with Natwest, but was going to have to go to a branch 30 miles away for ID checks! Its user friendly, good for both of us in terms of spending, tracking and top-ups. Its given my daughter a better understanding of spending as cash is less widely used these days. Only negative is the £2 per month charge which could be reduced Reviewed on: 7th February 2022

Kids love their accounts

I have been with starling for a few years and set the kids accounts up a little while after as they were using go henry but we have swapped over and they love their accounts. The app is brilliant and so easy to use plus I can keep track of all spending. Reviewed on: 7th February 2022

Great online bank

I love the app easy to use. I can transfer money to my sons account through my app. Great for kids to watch their money go up nd down. Gives them a good understanding of money. I pay £2 amonth which then goes into my sons account. So its free! How many other banks can say that?! Highly recommend for personal banking and support children's money awareness Reviewed on: 7th February 2022

Kids

I love the kids cards it gives me the chance to keep my eyes on them and what they are spending on Reviewed on: 7th February 2022

Excellent

I couldn't ask for a safer card for my son. I can determine the limit he can spend, I receive notifications when he uses the card. Absolutely fantastic. I highly recommend it. Reviewed on: 6th February 2022

Easy to use

Straightforward use for us both, one downside was I was unable to pay cheque into my daughter's account Reviewed on: 6th February 2022

Giving confidence

My daughter was starting secondary school and was starting to feel more grown up but she wasn't very good at looking after cash as she wouldn't have a purse (they kept 'going missing' when at school). So when I realised how easy it was to set up a Kite card for her and she could have an app to keep up with her balance and the monthly charge was much cheaper than the ones advertised in TV that she wanted, it was a no brainer. She can now save her money and I can transfer it to her account and she can see how quickly it disappears when she goes shopping and has a new found sense of the value of money. One thing that I think would make it even better is if we could use it to track pocket money for chores etc. but not having that won't make me change. Any queries or issues I have ever had have been dealt with quickly and efficiently through the live chat. Reviewed on: 6th February 2022

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