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Starling Bank: Under 16s card reviews

4.89
Based on 3,124 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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0%
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0%
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Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026
Stu R's avatar
Stu R

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024
Anon's avatar
Anon

About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

Kite - Best bank for kids!

5
As my 12yr old son (was 11 when I opened his kite space) plays online and likes to take himself to the shops it made sense to open him his own space. It gives him responsibility and its so much easier to just be able to send money from my account to his space in seconds. Well worth the £2 per month. Reviewed on: 4th February 2022

I love Starling bank

5
The kite kids account took seconds to open. My 14 year old son has his own app, so can start to learn about money and be independent but I can also have transparency of his purchases too. It's also a great location tracker as his purchases 'ping' up telling me where he is!! It's quick to transfer between accounts. If I had one niggle it'd be the monthly charge - given the volume of funds running through and sitting in my business account, I'd quite like it to be complimentary BUT its worth a couple of quid, so its a small niggle and I realise there will be a cost to serve and maintain, supply bank cards etc. Well done Starling and thank you. :) Reviewed on: 4th February 2022

Simple, easy and empowering for kids

5
Having immediate access to check payments, top up accounts and monitor spend is brilliant. Both my kids (6 & 11) love the fact they have a card for their pocket money and has made them both think about their spending and savings. Great value for money too. Reviewed on: 4th February 2022

Great value, simple to use product

5
Great value in comparison to other products aimed at children. If any suspect payments are made they are held until approved by the adult account holder. Simple user interface Reviewed on: 4th February 2022

Excellent product

5
Great for my two daughters as they get used to more responsibility and independence Reviewed on: 4th February 2022

Excellent banking

5
This bank is amazing has allowed me to set up spaces to budget for all different events and also a card for my step daughter and a shopping card for myself abs partner Reviewed on: 4th February 2022

Easy setup

5
Such an easy process and links to my own current account so I can monitor what my daughter is spending on, great job! Reviewed on: 4th February 2022

Easy, outstanding service

5
I'm quite new to starling and one of my main reasons for joining was the fact of the kite account Reviewed on: 4th February 2022

Better than any other child account I could find

5
Incredibly quick account to set up. The UI is great. Being able to control the where the money can be spent and how much per day can be spent is great for parents who are trying to teach their kids the value of saving and spending wisely. Reviewed on: 4th February 2022

Love it

5
The ability to help my daughter gain financial skills and independence is fantastic. Can’t tell you how lovely to get a ping when she uses it. She does not live with me and she is of an age she does not reply to my messages I think …. Aaagh she’s still alive Reviewed on: 4th February 2022

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