Smart Money People Logo

Starling Bank: Current account reviews

4.94
Based on 27,427 reviews, last reviewed 31st Mar 2026
4800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent budgeting features and intuitive app Excellent budgeting features and intuitive app interface which helps make people's finances easy to understand at a glance and empowers them to take c... Read more Reviewed on: 30th March 2026
Z Savage's avatar
Z Savage

Latest lowest rating:

1

NO freedom of choice! I switched my starling account for another UK bank account to get a switching offer, however, when I've tried to reopen a Starling Bank account. . . I... Read more Reviewed on: 31st March 2026
Raj's avatar
Raj

About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

Review Starling Bank: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Starling Bank Current account reviews (27427)

Great looking app but beware

1
Beware. Whilst the apps looks great, take extreme caution when trying to make material payments through Starling. I was due to Complete the purchase of a commercial property on 27th June and had to move a sizeable sum to my solicitor. I phoned at 7.40am to temporarily lift the £25k threshold. 6 hours later, despite 9 calls to the Service Centre and 3 messages, the payment still hadn't been made. A credit block was put on the app which despite being told had been lifted, wouldn't allow me to process the payment. Different calls to different people at their service centre just went in circles. The same repeat suggestions were made and none worked. I was palmed off a couple of times with the line 'our technical people are looking at it'. Just short of 7 hours later the payment manged to go out but I've lost all credibility with my lawyer and also the developer. Great apps but this was the 1 time I really needed the bank to work and it let me down. Reviewed on: 27th June 2019

Banking for the digital age.

5
A bank on my phone 24hrs a day. The app is slick and very easy to use. Makes my old bank look a bit ancient. Reviewed on: 18th June 2019

wow that's quick

5
set up an account within 10 minutes from my desk. how cool is that. Forgot my passwrod they sorted me out on a call on sunday, within a few minutes. Reviewed on: 11th June 2019

Easier, modern banking

5
No one needs to visit a high street bank anymore in this day and age. Starlings app is simple and user friendly and I know my money is protected by the FSCS. With separate pots that I can name, it is easy to save for my goals. Customer service is easy to contact in app. It has replaced my current account with a major high street bank. I'll only use Starling from now on. Also the biggest draw is fee free foreign spending!! Reviewed on: 9th June 2019

Wonderful and Clear

5
Everything about Starling Bank has been very easy to use. I switched from a more traditional bank account and in 15 years with that bank I never felt anywhere near as respected as a customer as I do now. Starling are incredibly transparent and very clearly focused on giving the customer a positive experience over price-gouging. Reviewed on: 6th June 2019

Now with EUR account

5
Conversion between GBP and EUR is free which is just amazing. Reviewed on: 16th May 2019

Foreign currency

5
Starling is great for using abroad, my card was invaluable whilst travelling throughout Asia. Reviewed on: 10th May 2019

interesting app based bank

4
easy app, good messaging when payments are due or money comes out of account. Reviewed on: 2nd May 2019

Great

5
A real challenge to high street banks. Reviewed on: 29th April 2019

Amazing

5
Changing the banking industry for the better. I no longer trust the banks (any of them) following the crash but these guys are creating a banking revolution along with Monzo. Stuff your branches, cheque books and foreign transaction fees. Switch to respectable company who go above and beyond to demonstrate you’re more than just ‘a number’. Reviewed on: 21st April 2019

Do you have a different Starling Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Starling Bank?

    View all products