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Starling Bank: Current account reviews

Name: Current account
Rating: 4.94 (27426 reviews)

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4.94

Based on 27,426 reviews, last reviewed 30th Mar 2026

4800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Excellent budgeting features and intuitive app Excellent budgeting features and intuitive app interface which helps make people's finances easy to understand at a glance and empowers them to take c... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Down the drain Starling used to be good but over the years they just increasingly worse. They are actively unhelpful, showcased by the most recent treatment of custo... Read more Reviewed on: 22nd March 2026

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About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

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Starling Bank Current account reviews (27426)

The current account I wish I'd always had!

Compared to traditional providers, Starling is friendly and helpful; as is their communication. The ability to hold separate ‘silos’ of cash – for saving towards holidays, rainy days, etc. – all within the same account and interface is a wonderful bonus. Finally, as someone who is both deaf and physically disabled, being able to do everything online/with an app is blummin’ fantastic! PS: I only opened a bank account, originally, with Starling, because it would allow me to use Fitbit Pay on my Ionic; but I have stayed (and used it much more than I thought I would) because it offers so much, in a way that perfectly suits me. Reviewed on: 9th February 2019

Amazing experience

I’ve only been with starling for a short while but it’s already my main account. I love the instant notifications on all transactions and the overall feel of the app Reviewed on: 9th February 2019

i have saved a bomb in overseas payment costs!

As I was going to spend 3 months abroad in 2018, I decided to research cheaper methods of paying bills, because I was fed up with losing large amounts of money in currency conversion when taking cash and on overseas spending on cards. I decided on Starling Bank because it looked extremely competitive and had a UK banking licence and full regulatory protection of my money. My experience far exceeded my expectations. Some banks in Australia even gave me free ATM withdrawals (though most charged $2 to $4 per withdrawal despite Australian banking law changes), and the same was true in New Zealand. Only 2 suppliers there could not process the transaction (out of more than 100) using the Starling Bank card, and it was clearly their systems that were the problem, not Starling's. Taxis had no problems taking payment. Nor did hotels, Princess Cruises and Holland America, that simply put a hold on the amount due before checkout, and even my hire car companies (Hertz in Australia and the USA, and Omega Car Rentals in New Zealand) accepted the debit card despite insisting on credit cards on their websites. In the USA in January, 2 car park machines in Crystal River, Florida, did not accept the Starling Bank card, 1 supermarket in Orlando struggled to get the card accepted by their till, and as usual, garages would not accept any foreign plastic cards at the pump and wanted pre-authorisation before switching on the pump - again the problem is their systems, not that of Starling Bank. Overall, I thoroughly recommend the Starling Bank debit card for overseas use, though as always, I suggest that a backup card is to hand for the odd establishment that has outdated systems. Reviewed on: 9th February 2019

Just... easy!!!

Iv'e tried a few Online Banks and surely will stay with Starling whenever I'm traveling, as tey are the easiest and quickest way to manage money and add funds, when needed. Best of all - they have one of the best conversion rates. Reviewed on: 9th February 2019

Innovative

An innovative bank with an intuitive , easy to use app featuring a great array of services. Reviewed on: 9th February 2019

Excellent Bank

No hassle banking with Starling. Easy account opening, customer service is excellent and best of all, NO FEES! Reviewed on: 9th February 2019

Best Bank Ever

I’ve banked with them all but Starling Bank is amazing. Real time notifications. No pending money that looks available but isn’t, I never go overdrawn or face silly charges and fantastic customer service with agents available at all times. Couldn’t recommend any more! Reviewed on: 9th February 2019

Smooth and capable

Just works worldwide, no unnecessary clutter on app. Very capable and quick response customer service team. Reviewed on: 9th February 2019

Starling Bank spaces

With the spaces of Starling Bank, I enjoy saving money Reviewed on: 9th February 2019

Fab bank

Love the saving 'spaces', love how easy it is to use abroad, very user friendly. Reviewed on: 9th February 2019

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