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StepChange: Debt advice reviews

4.95
Based on 16,792 reviews, last reviewed 17th May 2026
99850% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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0%
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Latest highest rating:

5

They know how to help Was really struggerling after COVID, StepChange helped me put a good plan in place to get me back on track. Through there advice my finances in a much... Read more Reviewed on: 17th May 2026
Martin's avatar
Martin

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16792)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Stepchange

5
Stepchange website was very helpful. and the staff were very helpful and knowledgeable and put my mind at ease. Reviewed on: 7th July 2023

Lifesavers, no less

5
What a wonderful service step change bestows upon my life. It means restful sleep and a baseline anxiety has lifted in my life. A massive thanks. Reviewed on: 7th July 2023

Taken the weight off my shoulders

5
I felt I was drowning in debt and thought I would never get out of it. Step Change has changed my life and I know when I will be debt free. I feel like I can breathe again. So grateful. Reviewed on: 7th July 2023

Helpful

5
So so helpful and compassionate, I lost my husband to cancer and didn't know which way too go. A quick phone call and with in a week my mind was at easy Reviewed on: 7th July 2023

Special company

5
Fantastic Team who are very helpful via ALL forms of media…Thank you so much Reviewed on: 7th July 2023

Debt management with no fuss or judgement

5
Step change have been very friendly, supportive and have helped me without judgement. I have been able to breathe again and live without struggle. Reviewed on: 7th July 2023

Total life saver ....

5
I cant recommend Step Change highly enough, i lost so many nights sleep worrying about my debts until i found Step Change who immediately helped me step by step, without judgement, to set up a debt management plan so i can now buget better and worry less, thankyou so much! Reviewed on: 7th July 2023

Excellent service

5
After years of struggling financially with debt building up I decided to contact Stepchange. I had to prepare a budget and they helped with this. They then explained what my options were. I hadnt asked for help before as I thought being a homeowner (mortgaged) that my only option would be to sell my home. However, there were other options available. They spent a lot of time explaining and discussing these with me. I am now on a payment plan and make one manageable payment each month. Since being in the plan I have spoken to them to ask about needing emergency credit which they advised on. More recently my circumstances have changed and I am now moving to a cheaper part of the UK as I now work from home - my plan being to clear my debts. Once this is finalised they have said to contact them and they will run through my options. Reviewed on: 7th July 2023

Understanding and help

5
Very helpful, knowledgeable and understanding advice from Step Change. Reviewed on: 7th July 2023

Helpful advice

5
Took a weight off my mind, so helpful, can't thank them enough. Reviewed on: 7th July 2023