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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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3%
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Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Brilliant

5
I was struggling with debts and unsure what to do after speaking with them and getting a dmp I finally feel like I am getting somewhere and not sinking with a burden Reviewed on: 23rd July 2021

Sorted out my debts

5
Stepchange helped me sort my debts and pay back what I could afford taking the stress and worry away Reviewed on: 23rd July 2021

Amir

5
Very helpful in my bad time.great friendly staff. Reviewed on: 23rd July 2021

Confidence, reliable and trustworthy company

5
I have lost control of my financial from the start of the Pandemic in 2020. I tried to speak with some companies on how to manage this situation. Clearly, StepChange was the most reliable, confident, and helpful on guide me through the potential solutions. I am follow my DMP monthly and it really help me to bring my finances under control once again. Reviewed on: 23rd July 2021

Total relief from fear, shame and despair

5
From the very first phone enquiry I was treated with respect and kindness, which has continued over the years. They set up my DMP leaving me able to sleep at night after such a long frightening time of not knowing where to turn to. I am now coming towards the end of my DMP and cannot thank StepChange enough for helping me through the most difficult time in my life....they have been brilliant! Reviewed on: 23rd July 2021

ms

5
treated kindly with professional care and unrstanding through out my experience and on going as of now Reviewed on: 23rd July 2021

I can sleep at night

5
They have helped me to solve all my debt issues. Guiding me all the way to the end and now I can sleep at night again and am back in control. Reviewed on: 23rd July 2021

Relief

5
I was very unwell, struggling with debts, had nowhere to turn too, finally i found stepchange, RELIEF, i found real help from people who understood what i was going through. I make sure i stick to my plan, stepchange do the rest. Thank you. Reviewed on: 23rd July 2021

Financial karma

5
This charity I cannot fault with advice which is second to none Reviewed on: 23rd July 2021

Life changer

5
Stepchange managed to save me from nights and days of worry. Fortunately I recognised my predicament fairly early on and contacting Stepchange was the best move I made. Quickly and efficiently they sorted out my debt problem without being judgemental, it was all done over the phone which suited me. I would recommend Stepchange to anyone who has a debt problem however large or small. I can now see the light at the end of the tunnel and could not have done it without their help and advice. Exceptional company. Reviewed on: 23rd July 2021

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