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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16793 reviews)

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4.95

Based on 16,793 reviews, last reviewed 17th May 2026

99900% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Stepchange have helped financially and mentally Stepchange have helped me reduce my debt with affordable payments. I used to do phone reviews annually but now I do them online. I can easily access a... Read more Reviewed on: 17th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16793)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Gave me tools and strength to make changes

Having had financial problems all my adult life, I didn't know how to get out of the cycle I was in. Step Change made it easy for me by talking me through every stage, supporting me with my budget planning, making it easy to face the debts I had. They have an online portal where I can check my progress and make budget changes. It's encouraged me to manage money better in general as I can see the benefits of getting in control of it all. My management of money has improved more in this last year than it did in years when I was trying to manage it all on my own. I'll be debt free in Feb 2024 and it's down to using Step Change. I'd have been paying them off for years longer otherwise. They're easy to contact and the staff are really helpful too. Reviewed on: 7th July 2023

It's already been over a year!

I've been with stepchange for over a year already! I'm very satisfied with debt management plan I have created with one of the stepchange workers. They're very understandable and can professionally treat your financial difficulties. Recommend Reviewed on: 7th July 2023

Very helpful and considerate

I contacted StepChange when I needed help managing my debts. They have been very supportive and helpful. I couldn’t ask for more. I am enjoying my freedom now. Thank you so much. Reviewed on: 7th July 2023

They help from deep of their souls!

I was totaly desperated, even more. My situation was so bad that I went in deep depresion. I lost my hope, I was worried about my life and my future. StepChange give me all support that I needed, and still supporting me! They are the best! Reviewed on: 7th July 2023

Great service

Easy to sort out your debts online great service well recommended Reviewed on: 7th July 2023

Help when I really needed it.

I found myself in a very lonely situation and was unable to see a way out of my financial position. I took the decision to reach out for help to Step Change and it honestly changed my whole world. Getting help initially was such a relief, and their ongoing support is absolutely incredible. If you’re looking for help with dept don’t wait any longer, they are here to help. Reviewed on: 7th July 2023

Life changing

Thank you so much for all your help you have had such a huge impact on my life and taken away so much stress, cannot thank you enough Reviewed on: 7th July 2023

Genuine and practical help!

It is hard enough seeking advice for debt. However, every call I have made to Step Change has made me feel like I was talking to someone who genuinely cared. There was no judgement, only great support, understanding and helpful solutions. Reviewed on: 7th July 2023

A sympathetic ear, a great service

Having heard about how fantastic this organisation was (through a friend) I decided to approach them for help. From the first phone call they were so supportive, informative, friendly professional and understanding. Five months on and they still maintain all these values and more. I can't speak highly enough of this amazing, vital organisation and I would urge anyone in financial difficulty to get in touch with these incredible people. Thanks to all of you I would Reviewed on: 7th July 2023

Very helpful and supportive

Stepchange have been very supportive of me and my debt problems. I don't feel judged and they deal with the bulk of the communication with my creditors. Reviewed on: 7th July 2023

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