Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,718 reviews, last reviewed 9th Apr 2026
57% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026
Obi N's avatar
Obi N

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14718)

Extremely Helpful

5
Stepchange has helped me straighten put my financial difficulties. The staff are always pleasant and helpful. Reviewed on: 23rd July 2021

Their customer service is brilliant.

5
They really took the stress out of my debt situation. Reviewed on: 23rd July 2021

Excellent from start to finish

5
I was a nervous wreck before talking to Stepchange,they were so helpful and put my mind at rest. I am almost at the end of my dmp but the service has been amazing from start to finish. Reviewed on: 23rd July 2021

Freedom at last

5
StepChange has changed my life for the better with a huge weight off my shoulders. I feel I can breathe again and now have the freedom to be able to do things with my family again without worrying about money all the time. Thank you StepChange Reviewed on: 23rd July 2021

Life Savers

5
I don’t know what I would have done without Stepchange, I was going round in circles robbing Peter to pay Paul and really struggling to make my wages stretch. Non judgemental and helpful, flexible if your circumstances change and I’m so grateful that I’ll be debt free by next year Reviewed on: 23rd July 2021

Excellent support at a time when we needed it

5
They didn't judge me, they were understanding and they took the weight off my shoulders...highly recommended Reviewed on: 23rd July 2021

I love step change so much. they saved my life

5
step change changed my life I have no stress at all worrying about any phone calls or letters. I am well organised than before joining step change. I appreciate a lot what they have done for me. keep it step change. Reviewed on: 23rd July 2021

Life saving

5
I was close to ending my life due to debt step change saved me thankyou you wonderful people Reviewed on: 23rd July 2021

Amazing

5
At the time when I approached StepChange, I was spiralling into debt, not sleeping and my entire existence was miserable. StepChange helped me arrange a repayment plan to suit my budget. I feel that they literally saved my life. Cannot thank/recommend them enough. Reviewed on: 23rd July 2021

Life Changing Assistance

5
We have found them to be a great organisation for helping to sort any debt/financial problems you may have with an affordable payment plan. They were a massive help with organising an acceptable payment plan with affordable monthly payments to our debtors, which also helps us to sleep much easier at night. Reviewed on: 23rd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products