Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 16,831 reviews, last reviewed 20th May 2026
101750% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always really helpful and friendly. Always really helpful and friendly. Would highly recommend StepChange to anyone struggling with their debts. Can’t thank you enough Reviewed on: 20th May 2026
Jayne O's avatar
Jayne O

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16831)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Absolutely excellent service

5
They always keep you up to date with any tools that may help anyone struggling with debt,they are always friendly & helpful Reviewed on: 13th August 2022

remove the worry!

5
When having to close my company due to ill health I was left with debts that I couldnt pay as I no longer had a salary. I had massive anxiety and couldnt sleep with the worry. Stepchange helped me to find a way forward with a Debt Management Plan. It was a huge relief to have them on my side and at last I could sleep at nights. Reviewed on: 13th August 2022

I can breath again

5
I simply felt like we were drowning. Due to illness I could no longer work full time and my husband started to care for me more & more meaning he also couldn't work full time. Step Change make us feel like we can breath again plus they don't charge a fee or take a percentage. Reviewed on: 13th August 2022

great service and knowledge

5
Very good help and support at a very difficult time. Reviewed on: 13th August 2022

Excellent

5
Absolutely outstanding don’t know what I would have done without you so much pressure taken off me thank team Reviewed on: 13th August 2022

Excellent! DPM

5
So satisfaction!! The stuff are approachable, so proffessional, kind hearted soft spoken, very good in listener in our complaint,and problem..give us lots of confident and since Step Change holfing my dept case those creditors stop harrassi g me verbally thru phone and by letters. Now i smiled again and happy. Reviewed on: 13th August 2022

Easy to manage

5
DMP was easy to set up and adjust as go along. Reviewed on: 13th August 2022

How to deal with unexpected debt

5
This company have the edge on dealing with debt that comes out of the blue, in fact debt of any kind is explored in detail, and the options that surround your particular circumstances, how to proceed in a certain situation is explained in detail. Reviewed on: 13th August 2022

Amazing

5
Very helpful and go the extra mile to make sure you understand your options.. Reviewed on: 12th August 2022

SAVED MY LIFE

5
I was desperate, my first time in debt and this company changed my life. I am no longer worried or anxious which has helped my many health conditions. Really deserve this award for the help they give to many people Reviewed on: 12th August 2022

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products