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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14717)

Excellent service

5
Have only praise, so much help and advise, took the pressure and worry of me Reviewed on: 23rd July 2021

A life line

5
Right from the first phone call when I was distressed and scared, the staff were supportive and helpful. It’s not too much to call it a life line. I highly recommend talking to StepChange if you’re out of your depth. We’re well on our way to being debt free now and for that I’ll be forever grateful. Reviewed on: 23rd July 2021

Helped me get my life back

5
Very helpful, always on the other end of the line,,if i need more information, thank you Reviewed on: 23rd July 2021

Brilliate service

5
Excellent service and very good people working for me thank you Reviewed on: 23rd July 2021

Relief

5
Very helpful nothing was too much trouble shows you all your options no pressure to pay more than you can afford 5star Reviewed on: 23rd July 2021

Help when needed

5
When my debt situation got the stage that I felt like there was no way out of it i spoke to Barclay's about it and the lady i had a long talk with her and she suggested that i contacted step change and it has been proved to be one of the best pieces of advice that I have ever had and I am now feeling a lot better about my situation .thanks to all at step change for the support you have given me. Thank you. Dave. Reviewed on: 23rd July 2021

Mrs. M.k.

5
I am so greatful for step change for helping me to sort out my Credit so I can pay what ever I can afford. Thank you so much. Mk Reviewed on: 23rd July 2021

Unrivaled help

5
I've been using Step Change for around 10 years and they have helped me immensely. Reviewed on: 23rd July 2021

Reassuring and supportive

5
I contacted the charity when I hit rock bottom. I'd struggled to stay on top of my finances for a long time getting deeper and deeper into debt. Every person I have had contact with has been amazing. One lady stayed after the end of her shift to make sure my budget was complete when I'd had issues online. If anybody confided in me that they struggle with debt. I would not hesitate to recommend Step Change. Reviewed on: 23rd July 2021

Great help when needed most

5
Step Change have been a great help to me in dealing with a situation which felt beyond my control. The staff are very understanding, knowledgeable and helpful. Contact is made very easy, both online and by phone. I’m very grateful to everyone at Step Change for all their help. Reviewed on: 23rd July 2021

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