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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14717)

Ultimate stressbusters !

5
Staff are so kind and helpful, I agonised for months before calling them and so afraid! I needn't have waited so long to make that call, as they were so understanding. Thank you stepchange Reviewed on: 23rd July 2021

Debt Welfare

5
What a brilliant company to work wiatth. Always there to help and listen The staff are always empathetic and understanding. I would recommend them to anyone who is struggling with debate. Reviewed on: 23rd July 2021

Friendly and helpful

5
Always there to help when you have a problem and put your mind at ease Reviewed on: 23rd July 2021

StepChange really helped me sort out my debt problems - thank you!

5
I had accumulated credit card debts after my divorce, from being unable to work. StepChange arranged an interest-free repayment plan that allowed me to get back on track. A fantastic service, in the spirit of true charity. Reviewed on: 23rd July 2021

Less on my mind

5
After contacting step change the stress has been reduced and there is light ahead of the tunnel with an end in sight. Reviewed on: 23rd July 2021

Best decision ever

5
Really supportive and friendly advice, amazing how quickly my debt has decreased and I feel more in control. Reviewed on: 23rd July 2021

An independent supporting team who have been there when it really mattered.

5
Budgets, equity release, bereavement advice and just being there when it really matered. Reviewed on: 23rd July 2021

Always offering good advice

5
Worries about dept put into perspective and under control. Reviewed on: 23rd July 2021

Saved my life

5
When I split up with my ex I was left in huge amount of unmanageable financial difficulty. If it was not for step change support I seriously do not think I would be here today... I was extremely low and saw no way out of my the debt but after getting touch with these they made me realise there were things we could do to make things more manageable. The amount of tears and worry I have spent on the phone to these people was always put at ease. I’m now on my way to being debt free in a manageable and positive way...but I can never repay this company for the help they have given me and they brought me back from a very dark place and I couldn’t of done it without them. Reviewed on: 23rd July 2021

Saved my life

5
After a problem with my partners benefits, my mental health spiralled out of control, after years of struggling to juggle everything following my partners stroke I could no longer cope or see a way out. Stepchange helped me to see a way forward and I will be forever grateful Reviewed on: 23rd July 2021

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