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StepChange: Debt advice reviews

4.92
Based on 18,674 reviews, last reviewed 11th Aug 2026
3% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Step Change hugely help me Step Change team help me hugely with my financial problem.A huge thank you to all of you . Reviewed on: 11th August 2026
Maria Ayong's avatar
Maria Ayong

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18674)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

They were super helpful, made me feel at ease at suc...

5
They were super helpful, made me feel at ease at such a stressful time. Guidance was straight forward and always there to support when needed. Management is great and I fully understand where I stand with my debts Reviewed on: 27th May 2026

Best help advisory

5
I cannot fault all the help I received from step change if I was ever ever to come into extra money I would give to this cause of this charity that help helped me in so many ways myself and my daughter I will forever be eternally grateful. I think I have a few more years left to pay off my debts and then I will be debt free. Reviewed on: 27th May 2026

Life goes on.

5
I needed to do something fairly quickly to try and clear my outstanding debts. The answer was clearly STEPCHANGE. My debts are now nearly coming to an end. Just need to carry out a yearly review. Thank you STEPCHANGE. It is a big weight off one's shoulders. Reviewed on: 27th May 2026

Step change really helped me during a very difficult...

5
Step change really helped me during a very difficult financial time. Debts and overdue notices were arriving rapidly, and they helped me get everything organised and manageable. They arranged affordable monthly payments that allowed me to gradually clear everything. I would like to wholeheartedly thank them for all the support and guidance they gave me during such a stressful period. It truly made a huge difference in my life. Reviewed on: 27th May 2026

Helpful, friendly staff. Peace of mind. Stress free

5
Helpful, friendly staff. All my questions were answered. Felt so relieved after as it was so easy and stress free to set up. Reviewed on: 27th May 2026

Good support

5
My situation was managed effectively and with sympathy and support. App is easy to access and understand nd provides all the information I need Reviewed on: 27th May 2026

Very helpful and knowledgeable.

5
Very helpful and knowledgeable. Made them aware of my situation. There was no judgment and they literally gave me all the options available to me and helped me put a plan in place based on what I can afford Reviewed on: 27th May 2026

Stepchange have been very helpful

5
Stepchange have been very helpful Reviewed on: 27th May 2026

Fantastic service help me when I was in a bad place...

5
Fantastic service help me when I was in a bad place took control of everything for me with one affordable payment Reviewed on: 27th May 2026

Not disability friendly

3
Am very disabled and live alone with no help. Stepchange can’t ring me to discuss my review and will not take into account that I can’t go online due to disabilities. Have to get help from voice assistance but this is no good for form filling. They said they were too busy to ring me to do my review over ohone Reviewed on: 27th May 2026

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