Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,556 reviews, last reviewed 9th May 2026
88500% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Stepchange provide peace of mind and takes away the... Stepchange provide peace of mind and takes away the anxiety of having to worry about my debt. Reviewed on: 9th May 2026
Ehis's avatar
Ehis

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (16556)

Helpful advice and support throughout the whole proc...

5
Helpful advice and support throughout the whole process. Need to keep in mind that for a phone call, sometimes they're unavailable or have long waiting times due to high demand. Reviewed on: 6th May 2026

Step Change came through for me when all hope was lost!

5
Step Change came through for me when all hope was lost! I'm so grateful their Debt Management Plan was able to consolidate everything to one payment. I only need to deal with step change and not numerous insensitive creditors Reviewed on: 6th May 2026

Step change sorted my life out when I had no where t...

5
Step change sorted my life out when I had no where to turn made my dept more affordable real good service would recommend stepchange to anyone in trouble with dept Reviewed on: 6th May 2026

keep things organised....

5
Reliable updaters and annual review keep things organised. Reviewed on: 6th May 2026

Stepchange helped me when I was at my lowest point

5
Stepchange helped me sort out my finance when I was at my lowest point, my dept issues had cost my marrage and now alone, every month was seeing me get deeper in dept from unafordable interest rates, my only regreat is that I didn't ask for their help sooner Reviewed on: 6th May 2026

Excellent service from the first day I called, to th...

5
Excellent service from the first day I called, to the same excellent service I am getting know. Reviewed on: 6th May 2026

Hats off to the societal benefit ....

5
We were really struggling & juggling with mounting financial costs of our maxed out credit cards and we felt we were trapped in a vicious capitalist cycle in which we were barely paying off ever increasing interest cost while the principle amounts remained the same. StepChange offered nothing less than a fresh air of new life for us. It significantly improved our finances but more importantly our mental wellbeing and mutual relationship. Hats off to the societal benefit which Stepchange provide. Reviewed on: 6th May 2026

best thing i ever did

5
i was in debt and drowning in trying to deal with quite toxic and unsympathetic creditors. they helped deal with all of this and i no long feel stressed Reviewed on: 6th May 2026

Step Change are an amazing organisation

5
Having been the victim of a sophisticated scam and lost large amounts of money, I turned to Step Change who from the outset were absolutely fantastic. I can't recommend them enough. All the staff were extremely sympathetic and were a life line in order for me to get my finances back in order. Reviewed on: 6th May 2026

I can finally breathe again

5
I had built up lots of credit card debt and a car loan and I was really struggling to make ends meet as a single mum. I now feel in control and happy to be getting myself out of debt. Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products