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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Fantastic service

5
Step change has changed our lives and we can finally see light and the end of the tunnel Reviewed on: 22nd July 2021

Caring, lovely people who make a difference

5
After a lockdown hell and split from husband of 30 years, scared and worried about not having a roof over my children’s heads because of debt and seeing no way out. A quick phone call to an amazing team of people helped me start a new life with my children. Thank you Step Change you gave me and my children a future. Reviewed on: 22nd July 2021

Peace of mind.

5
Been with Stepchange a long time x so easy to deal with and extremely professional and do not judge. Help you all the way and take the stress and worry from you in one phone call. Definately the best 100% Reviewed on: 22nd July 2021

Wouldn't have been able to manage without them

5
By contacting my debtors, helping me budget, arranging repayment plans and giving me certainty of my outgoings every month I was able to improve my overall financial status as well as my mental health. Reviewed on: 22nd July 2021

SOLID DEBT MANAGEMENT

5
PROFESSIONAL, FRIENDLY, FAST & EFFICIENT SERVICE! Reviewed on: 22nd July 2021

Mr David Watkins

5
Understanding, fair, show empathy, listen to my worries and concerns, puts me first. Reviewed on: 22nd July 2021

Excellent customer service

5
Excellent customer service and friendly advisers. No problems and everything explained, for you to understand every step of the way. Reviewed on: 22nd July 2021

Support for paying off debt

5
Stepchange took over my debts about 18 years ago and I was having sleepless nights and panic attacks. I have nearly paid off my debts now and they have always been very supportive and efficient. I have never had any problems and I don't think I could have done it without them Reviewed on: 22nd July 2021

Caring

5
Staff are ways professional, polite , caring, and listening to what you have to say and advise you on the next step of what to do Reviewed on: 22nd July 2021

Helped immensely

5
They helped me sort myself out and made my life easy when I had a lot to deal with. Reviewed on: 22nd July 2021

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