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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Best help ever!

5
Massive help when I thought I was stick in a rut! Reviewed on: 22nd July 2021

Very helpful

4
Helped me and gave me peace of mind and now I can sleep at night. Reviewed on: 22nd July 2021

Excellent service

5
Happy with the service less stress for me Reviewed on: 22nd July 2021

Always professional helpful and understanding

5
They make suggestions and do not pressure you to make decisions you may regret later Reviewed on: 22nd July 2021

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Lifting the weight of debt

5
Non judgemental assessment of my situation. Made me feel like they 'had my back' and genuinely wanted to help. Still have a long way to go, but I know that I have support Reviewed on: 22nd July 2021

Excellent Service

5
I can’t thank step change enough , I was at the end of my tether after my husband was medically retired and we went from a comfortable two wage household to just mine ! We had lived beyond our means and it was a constant worry ! I have since recommended Step Change to lots of people ! Keep up the Good work !!! Reviewed on: 22nd July 2021

Helpful

5
Agents are always helpful and non-judgmental. Reviewed on: 22nd July 2021

Takes the pressure off put things in perspective

5
Easy to speak to always there when you need them understanding and helpful Reviewed on: 22nd July 2021

My financial life was in a terrible place before I contacted Stepchange. From that first telephone conversation, my financial life changed 100%, the help and advise I received was incredible, I was, overnight, back in charge of my finances and life.

5
Stepchange are a fantastic, helpful, charity. The help and advice they gave me changed my life overnight. I was in deep trouble with my financial situation until I contacted Stepchange. I was advised to change different ways of banking living expenses ect and suddenly I was back in control of my life, and all my desperate worries were dissolving month by month. I was starting to control my finances and it felt good. I could live again. I would not hesitate to advise anyone in a similar situation as mine was to contact Stepchange. They literally have been a life saver. I would like to take this opportunity to thank the whole crew at Stepchange for all their help and advise. Brilliant! Reviewed on: 22nd July 2021

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