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StepChange: Debt advice reviews

4.92
Based on 18,667 reviews, last reviewed 23rd Jul 2026
75640% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional, friendly and vey helpful. Professional, friendly and vey helpful.i have been completely happy with StepChange services and recommended Stepchange to whom ever i known . Reviewed on: 23rd July 2026
Ali Molaei's avatar
Ali Molaei

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Genuinely saving lives

5
When the cost of living crisis took hold and me and my family found we were struggling to pay for heating, putting food on the table etc after paying all of our unsecured debts I found myself in a dark place. Not being able to provide for your family is one of the hardest things to comprehend as a husband and father and I found myself considering whether ending my life was a way out. A counsellor recommended I talk to step change to get help. They immediately put my on a breathing space programme where my creditors stopped hounding me and worked through a budget and payment plan that I could afford NOT what the creditors were demanding. I know its going to take me a number of years to clear these outstanding debts but the help Step Change gave me helped me back from the brink of suicide and gave me hope going forward Reviewed on: 13th July 2023

Face your fears

4
I was left with debt following a relationship breakdown. I tried to manage however I knew that I could not meet the debts. A friend recommended contacting Step Change. It took an awful lot to make the initial call however I was met with kindness, understanding & support. I can not that Step Change enough. I would recommend you in a heartbeat to anyone who is worried or struggling with debt. Thank you so very much. You have changed my world for the better. Reviewed on: 13th July 2023

Excellent Service

5
"They do what it says on the tin" Minimum fuss, very efficient. I would thoroughly recommend to anyone in need. Reviewed on: 13th July 2023

They have helped me to keep my creditors at bay!!

5
I was anxious and consumed by my debts and couldn't see a way forward. In contacting your organisation and speaking with a debt management support worker. I have managed to set up a debt/repayment plan and all my creditors are satisfied. Reviewed on: 13th July 2023

Such an easy process

5
From start to finish everything was explained in detail,,with no judgement and intimate compassion. It was really easy. I have Parkinson’s disease and sometimes I find it difficult to talk well on the phone. There was no rushing, just understanding and patience! Reviewed on: 13th July 2023

Brilliant service

5
Wonderfully helpful staff, show empathy without pity. Really good customer service. Can't fault them. Easy to contact. Easy to talk to. So helpful. Reviewed on: 13th July 2023

Helpful and supportive

5
Step changed advised and supported me through a very stressful period Reviewed on: 13th July 2023

Customer satisfaction

5
Process was easy and quick to set up. Reviewed on: 13th July 2023

Friendly and very supportive

5
Step Change is the company that help me most when I don’t know what to do. They help me in every way that they could, what ever circumstances i have. They are willing to support me up to the very end. Thank you Step Change. God bless the company. Reviewed on: 13th July 2023

Amazing help

5
Thanks you for helping me fight my debt. There's hope for me now. Grateful Reviewed on: 13th July 2023

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