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StepChange: Debt advice reviews

4.92
Based on 18,040 reviews, last reviewed 27th May 2026
159650% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was in a bad place did nt know where to turn then... I was in a bad place did nt know where to turn then someone said step chage will help onece i phone them i felt happy they where so kind did not judge... Read more Reviewed on: 27th May 2026
Anthony s's avatar
Anthony s

Latest lowest rating:

1

Extremely difficult to get to speak to someone at le... Extremely difficult to get to speak to someone at least 90 minutes on hold asked now on four occasion for a debt to be added to my plan but still hasn... Read more Reviewed on: 27th May 2026
MDB M's avatar
MDB M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18040)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Supportive

5
StepChange staff were so supportive & non judgmental I was so relived I finally had someone to talk to… Reviewed on: 12th August 2022

Debt management help

5
Last year I was depressed and anxious due to spiralling interest on my credit cards and couldn't seem to get them down. But now after getting the advice and help from Stepchange I can see my balances coming down and I have more money to buy food and clothing. I feel so much better in myself. So glad I phoned for help to Stepchange. Can't thank them enough. Reviewed on: 12th August 2022

Debt management

5
Very helpful they helped me I was in a bad place not once but twice and now hopefully I am on the way back Reviewed on: 12th August 2022

Excellent service

5
I was in such a mess financially when my husband died and the best thing I ever did was to contact Stepchange and set up a DMP. Excellent service, they're always there to help Reviewed on: 12th August 2022

Saved my life

5
Non judgemental staff , there is always a way to resolve debt , I could not see the light at the end of the tunnel and had very dark tonight's. Step change helped beyond belief and changed our lives. Reviewed on: 12th August 2022

Help with Debt

5
Very understanding and patient. Lots of help and reassurance given when I lost my husband suddenly. Reviewed on: 12th August 2022

Excellent

5
Very helpful eased my anxiety over my debts. Reviewed on: 12th August 2022

The Cavalry

5
I was so desperate and didn't know what to do and they saved me. The debt plan has really helped me to get through as the budgeting really helps me keep a check on my money. Reviewed on: 12th August 2022

Really helpful and supportive debt management

5
Stepchange have always been so helpful and supportive to me in managing my debt .They give really useful advice and staff are really empathetic when talking to you about your debt problems. Reviewed on: 12th August 2022

Life-changing and brilliant ethos

5
I'm an doctoral-level educated, broadly experienced and competent life manager but still walked out of a divorce in a financial mess. Stepchange helped me re-orient and establish a meaningful strategy and helped me make progress on paying down my debts. Their systems work perfectly with no irritation and their interpersonal skills are exemplary. Not patronising, extremely polite and results-focussed. This is how it ought to be done. Reviewed on: 12th August 2022

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